Apache County, AZ Veterans Service Office (VSO): phone and address
Navajo Nation service offices in Chinle and Window Rock offer claims help. Call to confirm eligibility and the right agency for your community. ADVS phone and video appointments are available throughout the county, including communities outside the Navajo Nation.
Tribal veterans service office providing help with VA benefits, claims and supporting records. Contact the agency to confirm eligibility and which regional office should assist you.
Mailing address only: P.O. Box 1840, Chinle, AZ 86503
The administration lists Monday–Friday, 8 a.m.–5 p.m., excluding holidays and other closures. Confirm local hours and time zone.
Tribal veterans service office providing help with VA benefits, claims and supporting records. Contact the agency to confirm eligibility and which regional office should assist you.
Mailing address only: P.O. Box 1419, Window Rock, AZ 86515
The administration lists Monday–Friday, 8 a.m.–5 p.m., excluding holidays and other closures. Confirm local hours and time zone.
Call the Claim Raven 24-hour VSO prep line to get your records ready before your appointment. Claim Raven is not a VSO office. Your VSO's number is listed above.
The ACS estimates about 2,400, give or take 267 civilian veterans in Apache County.
Among Arizona's 15 counties and equivalents, Apache County ranks 12th by its estimated number of veterans.
Share of civilian veterans, ACS 2020-2024
Measure
Apache County
Arizona
United States
Share with a service-connected rating
34 percent
above the Arizona share; above the national share.
28 percent
30 percent
Share rated 70 percent or higher
14 percent
above the Arizona share; above the national share.
11 percent
13 percent
Apache County has about 516, give or take 122 veterans 75 and older, making up 22 percent of its veterans compared with 29 percent in Arizona.
Apache County has about 134, give or take 59 veterans under 35, making up 6 percent of its veterans compared with 9 percent in Arizona.
Women veterans in Apache County number about 285, give or take 96; their 12 percent share is above Arizona's 10 percent.
Income, work and education in Apache County
Census ACS 2020-2024 estimates and 90% margins of error
Measure
Apache County
Arizona
United States
Veteran median income, age 18 and over with income
$33,373 ± $5,055
$53,307 ± $598
$54,224 ± $147
Nonveteran median income, age 18 and over with income
$27,681 ± $1,338
$41,020 ± $160
$41,154 ± $99
Veterans below poverty level, age 18 and over
16.8% ± 5.3 points
7.6% ± 0.3 points
7.4% ± 0.1 points
Veterans with a disability, age 18 and over
39.7% ± 7.4 points
30.9% ± 0.6 points
30.7% ± 0.1 points
Employed share of veterans, ages 18 to 64
46.4% ± 8.1 points
73.1% ± 0.9 points
73.9% ± 0.2 points
Unemployed share of veterans in the labor force, ages 18 to 64
5.8% ± 5.0 points; small survey sample; treat as rough
Not compared
Not compared
Veterans with high school or more, age 25 and over
94.6% ± 2.4 points
96.1% ± 0.3 points
95.5% ± 0.1 points
Veterans with a bachelor’s degree or more, age 25 and over
24.5% ± 6.3 points
33.7% ± 0.5 points
31.8% ± 0.2 points
Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.
VA projects slightly fewer veterans here by 2035; both years round to about 3,000. VetPop2023 projections are rounded to the nearest 1,000 as VA directs. Projection source and method.
VA disability compensation in Apache County
VA reports 1,151 veterans in Apache County receiving disability compensation in FY2025.
In 2025, lenders reported 57 VA-backed home loans out of 459 home loans made in Apache County (12.4% VA), under the federal Home Mortgage Disclosure Act (HMDA).
Military branch is not listed in the USACE FY2024 property data.
These lists use site points within county boundaries. A site may extend into another county.
For VA’s service-location rules, see the presumptive conditions list. A location listing does not establish personal exposure or eligibility.
Veterans experiencing homelessness
On one night in January 2024, Arizona Balance of State CoC counted 373 veterans experiencing homelessness (222 sheltered, 151 unsheltered).
AZ-500 is the HUD Continuum of Care (CoC) selected by this county's geographic center (polygon centroid). This Balance of State area covers communities outside separate local CoCs.
The HUD workbook reports 231 veterans for the 2019 comparison.
This is a one-night count for the whole CoC area, not a county or annual total. CoC mapping method.
If you need housing help, call the National Call Center for Homeless Veterans at 877-424-3838. You can call any time, day or night.
Chinle (unincorporated community): about 4,147 residents
St. Johns (city): about 3,395 residents
Fort Defiance (unincorporated community): about 3,351 residents
Window Rock (unincorporated community): about 2,477 residents
More places (34)
Springerville (town): about 2,008 residents
Lukachukai (unincorporated community): about 1,969 residents
Tsaile (unincorporated community): about 1,696 residents
St. Michaels (unincorporated community): about 1,142 residents
McNary (unincorporated community): about 919 residents
Many Farms (unincorporated community): about 876 residents
Teec Nos Pos (unincorporated community): about 712 residents
Houck (unincorporated community): about 707 residents
Sanders (unincorporated community): about 684 residents
Ganado (unincorporated community): about 637 residents
Sawmill (unincorporated community): about 636 residents
Round Rock (unincorporated community): about 623 residents
Dennehotso (unincorporated community): about 574 residents
Nazlini (unincorporated community): about 527 residents
Rough Rock (unincorporated community): about 465 residents
Del Muerto (unincorporated community): about 439 residents (small survey sample; treat as rough)
Burnside (unincorporated community): about 434 residents
Red Mesa (unincorporated community): about 430 residents
Nutrioso (unincorporated community): about 427 residents (small survey sample; treat as rough)
Steamboat (unincorporated community): about 372 residents
Rock Point (unincorporated community): about 345 residents
Cornfields (unincorporated community): about 320 residents
Vernon (unincorporated community): about 247 residents (small survey sample; treat as rough)
Sehili (unincorporated community): about 229 residents
Klagetoh (unincorporated community): about 158 residents
Cottonwood (unincorporated community): about 149 residents (small survey sample; treat as rough)
Red Rock (unincorporated community): about 83 residents (small survey sample; treat as rough)
Alpine (unincorporated community): about 55 residents (small survey sample; treat as rough)
Oak Springs (unincorporated community): about 47 residents (small survey sample; treat as rough)
Wide Ruins (unincorporated community): about 29 residents (small survey sample; treat as rough)
Lupton (unincorporated community): about 4 residents (small survey sample; treat as rough)
Concho (unincorporated community): about 0 residents (small survey sample; treat as rough)
Greer (unincorporated community): about 0 residents (small survey sample; treat as rough)
Toyei (unincorporated community): about 0 residents (small survey sample; treat as rough)
Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.
Qualifying Arizona veterans with a 100 percent service-connected rating receive a full primary residence exemption, subject to the household income limit.
Arizona offers a vehicle license tax exemption to qualifying veterans certified 100 percent disabled and drawing compensation on that basis.
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