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Santa Cruz County, CA Veterans Service Office (VSO): phone and address

Find Santa Cruz County veterans services in Santa Cruz and Watsonville. Compare the published contact details and schedules below before choosing a location.

Offices for Santa Cruz County

For statewide phone and remote help, see the California directory.

Getting help in Santa Cruz County

Santa Cruz: Monday–Thursday 8 a.m.–noon and 1–5 p.m.; Friday closed. Watsonville: Monday–Thursday 8 a.m.–noon and 1–5 p.m.; Friday closed. Call to confirm appointment availability.

Official service and access information (opens in a new tab)

Office closed right now?

Call the Claim Raven 24-hour VSO prep line to get your records ready before your appointment. Claim Raven is not a VSO office. Your VSO's number is listed above.

Call (833) 387-1649

Veterans in Santa Cruz County

The ACS estimates about 8,040, give or take 674 civilian veterans in Santa Cruz County.

By ACS estimates, Santa Cruz County has the 27th largest veteran population among California's 58 counties and equivalents.

Share of civilian veterans, ACS 2020-2024
MeasureSanta Cruz CountyCaliforniaUnited States
Share with a service-connected rating26 percent

below the California share; below the national share.

29 percent30 percent
Share rated 70 percent or higher13 percent

above the California share; the same rounded estimate as the national share.

12 percent13 percent

Veterans 75 and older in Santa Cruz County number about 3,210, give or take 331; their 40 percent share is above California's 30 percent.

Santa Cruz County has about 209, give or take 98 veterans under 35, making up 3 percent of its veterans compared with 10 percent in California.

Santa Cruz County has about 622, give or take 182 women veterans, making up 8 percent of its veterans compared with 9 percent in California.

Income, work and education in Santa Cruz County

Census ACS 2020-2024 estimates and 90% margins of error
MeasureSanta Cruz CountyCaliforniaUnited States
Veteran median income, age 18 and over with income$72,099 ± $5,215$59,258 ± $574$54,224 ± $147
Nonveteran median income, age 18 and over with income$44,613 ± $1,318$43,129 ± $137$41,154 ± $99
Veterans below poverty level, age 18 and over5.7% ± 1.8 points8.0% ± 0.2 points7.4% ± 0.1 points
Veterans with a disability, age 18 and over37.2% ± 3.3 points30.5% ± 0.3 points30.7% ± 0.1 points
Employed share of veterans, ages 18 to 6473.9% ± 6.1 points72.5% ± 0.5 points73.9% ± 0.2 points
Unemployed share of veterans in the labor force, ages 18 to 648.6% ± 4.9 points; small survey sample; treat as roughNot comparedNot compared
Veterans with high school or more, age 25 and over97.0% ± 1.5 points95.2% ± 0.1 points95.5% ± 0.1 points
Veterans with a bachelor’s degree or more, age 25 and over43.8% ± 3.6 points35.4% ± 0.4 points31.8% ± 0.2 points

Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.

VA projects fewer veterans here in 2035: about 5,000 on September 30, 2035, compared with 7,000 on September 30, 2026. VetPop2023 projections are rounded to the nearest 1,000 as VA directs. Projection source and method.

VA disability compensation in Santa Cruz County

VA reports 2,230 veterans in Santa Cruz County receiving disability compensation in FY2025.

VA recipients by service-connected rating, FY2025
Rating groupRecipients
0 to 20 percent440
30 to 40 percent206
50 to 60 percent296
70 to 90 percent698
100 percent590

FY2019: 2,182 recipients. Change to FY2025: +48.

VA does not publish some small counts. Those show as “Not published.” VA county compensation data (opens in a new tab).

VA home loans in Santa Cruz County

In 2025, lenders reported 61 VA-backed home loans out of 3,314 home loans made in Santa Cruz County (1.8% VA), under the federal Home Mortgage Disclosure Act (HMDA).

Average VA loan amount reported: about $852,000.

The 2026 FHFA one-unit county loan limit here is $1,249,125. This limit matters for a VA loan only when part of your entitlement is still tied to another VA loan. VA explains remaining entitlement and loan limits (opens in a new tab).

HMDA 2025 and FHFA 2026 sources.

When they served

The largest reported service groups are Vietnam era only (about 3,600, give or take 439) and post-9/11 only (about 942, give or take 256).

For questions about Vietnam-era exposure rules, read the Agent Orange guide; eligibility depends on your service and condition.

VA money in Santa Cruz County

VA reported about $63.2 million in compensation and pension spending and about $97.3 million in medical care spending in Santa Cruz County for FY2025.

Nearest VA locations

Call to confirm hours before you go.

The second-nearest medical center to Santa Cruz County is Palo Alto VA Medical Center-Menlo Park (opens in a new tab) in Menlo Park, CA, about 33 miles in a straight line from the county center.

The second-nearest Vet Center to Santa Cruz County is Santa Cruz County Vet Center (opens in a new tab) in Capitola, CA, about 4 miles in a straight line from the county center.

The state registry lists Oakland RO (station 343) and Los Angeles RO (station 344) and San Diego RO (station 377); county claims jurisdiction is unconfirmed.

Veterans cemeteries and State Veterans Homes

Nearest open VA national cemetery

San Joaquin Valley National Cemetery (opens in a new tab)
32053 W McCabe Road Santa Nella, CA 95322
209-854-1040

About 52.2 miles in a straight line from the county center. Burial space: open.

Nearest VA-funded state or tribal veterans cemetery

California Central Coast Veterans Cemetery (opens in a new tab)
2900 Parker Flats Rd Seaside, CA 93955
831-393-9371

About 28.4 miles in a straight line from the county center. Burial space: open.

State veterans cemeteries set their own eligibility rules.

National Cemetery Administration lists checked October 2, 2026. Cemetery coverage and distance method.

Cleanup and former military sites in Santa Cruz County

EPA Superfund National Priorities List

Formerly Used Defense Sites

Military branch is not listed in the USACE FY2024 property data.

These lists use site points within county boundaries. A site may extend into another county.

For VA’s service-location rules, see the presumptive conditions list. A location listing does not establish personal exposure or eligibility.

Veterans experiencing homelessness

On one night in January 2024, Watsonville/Santa Cruz City & County CoC counted 72 veterans experiencing homelessness (16 sheltered, 56 unsheltered).

CA-508 is the HUD Continuum of Care (CoC) selected by this county's geographic center (polygon centroid).

The HUD workbook reports 151 veterans for the 2019 comparison.

This is a one-night count for the whole CoC area, not a county or annual total. CoC mapping method.

If you need housing help, call the National Call Center for Homeless Veterans at 877-424-3838. You can call any time, day or night.

Your nearest VA medical center by straight-line distance is Palo Alto VA Medical Center (opens in a new tab), 650-493-5000. Ask for the homeless coordinator.

Housing prevention and rehousing help serving Santa Cruz County

VA's FY2026 Supportive Services for Veteran Families (SSVF) intake list names these providers. About VA SSVF (opens in a new tab).

VA homeless programs (opens in a new tab)

Veterans treatment courts in Santa Cruz County

The National Treatment Court Resource Center lists 1 veterans treatment court in Santa Cruz County as of December 31, 2025.

These courts connect participating veterans involved in the justice system with treatment and support. Each court sets its own eligibility rules. National Treatment Court Resource Center maps (opens in a new tab).

Cities and towns in Santa Cruz County

  • Santa Cruz (city): about 61,607 residents
  • Watsonville (city): about 51,712 residents
  • Live Oak (unincorporated community): about 16,911 residents
  • Scotts Valley (city): about 12,044 residents
  • Soquel (unincorporated community): about 10,679 residents
More places (25)
  • Capitola (city): about 9,689 residents
  • Rio del Mar (unincorporated community): about 9,201 residents
  • Interlaken (unincorporated community): about 8,068 residents
  • Ben Lomond (unincorporated community): about 6,858 residents
  • Aptos (unincorporated community): about 6,404 residents
  • Pleasure Point (unincorporated community): about 5,489 residents
  • Twin Lakes (unincorporated community): about 5,073 residents
  • Boulder Creek (unincorporated community): about 4,632 residents
  • Felton (unincorporated community): about 4,093 residents
  • Day Valley (unincorporated community): about 3,579 residents
  • Seacliff (unincorporated community): about 3,299 residents
  • Freedom (unincorporated community): about 3,172 residents
  • Bonny Doon (unincorporated community): about 3,149 residents
  • Amesti (unincorporated community): about 2,818 residents
  • La Selva Beach (unincorporated community): about 2,302 residents
  • Aptos Hills-Larkin Valley (unincorporated community): about 2,127 residents
  • Corralitos (unincorporated community): about 1,884 residents
  • Brookdale (unincorporated community): about 1,378 residents
  • Mount Hermon (unincorporated community): about 939 residents
  • Lompico (unincorporated community): about 788 residents
  • Pasatiempo (unincorporated community): about 610 residents
  • Paradise Park (unincorporated community): about 470 residents (small survey sample; treat as rough)
  • Davenport (unincorporated community): about 403 residents (small survey sample; treat as rough)
  • Zayante (unincorporated community): about 399 residents
  • Pajaro Dunes (unincorporated community): about 143 residents (small survey sample; treat as rough)

Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.

Free tools and help

For the Veterans Crisis Line, dial 988 then press 1. VA crisis support (opens in a new tab)

California benefits

Qualifying California veterans rated or compensated at 100 percent receive an annually adjusted basic residence exemption.

California Plan A waives public college system tuition and fees for eligible children of qualifying totally service-connected disabled veterans.

See every California benefit by rating

Get ready for your appointment

  • Your DD-214 or other discharge papers
  • Any VA decision letters you have received
  • Medical records you want to discuss

Full appointment checklist

Starting a new claim? Ask about an intent to file

Ask the office about VA Form 21-0966 to preserve a potential benefits start date while gathering evidence. Check your intent to file deadline.

Search or filter California listings

Nearby counties

Sources and method

ACS 2020-2024; VA FY2025; geography/locations/benefits 2026; adjacency 2024. Distances: straight line from county center. Full method.

VA-accredited attorneys and claims agents near Santa Cruz County

Distances are straight-line estimates between county internal points. Representatives may serve clients outside their local area.

Myra Prestidge

Attorney · Aptos · CA · In your county

VA-accredited since 2019 · checked

VA accreditation number 47261

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Your state: California

Danny Cochetas

Attorney · Scotts Valley · CA · In your county

VA-accredited since 2025 · checked

VA accreditation number 58620

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Your state: California

Ulises Aguirre

Attorney · San Jose · CA · About 23 miles away

VA-accredited since 2022 · checked

VA accreditation number 52227

4.6 · 21 reviews · Firm rating

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Your state: California

Brooke Quesinberry

Attorney · Palo Alto · CA · About 23 miles away

VA-accredited since 2025 · checked

VA accreditation number 59948

4.9 · 8 reviews · Firm rating

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Your request goes straight to Brooke Quesinberry's email on file with VA. It's free, and they reply to you directly.

Your state: California

VA-accredited attorneys in California

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