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Monroe County, FL Veterans Service Office (VSO): phone and address

Find veterans benefits contacts serving Monroe County, Florida. Compare the listed providers and contact an office directly.

Offices for Monroe County

For statewide phone and remote help, see the Florida directory.

Getting help in Monroe County

Monroe County Veterans Services - Key West: Contact the provider to confirm appointment requirements and the meeting location. Monroe County Veterans Services - Key Largo: Contact the provider to confirm appointment requirements and the meeting location. Confirm the service location, hours and appointment with the provider before traveling.

County Veterans Service Officers Directory (opens in a new tab) · Monroe County Veterans Services (opens in a new tab)

Office closed right now?

Call the Claim Raven 24-hour VSO prep line to get your records ready before your appointment. Claim Raven is not a VSO office. Your VSO's number is listed above.

Call (833) 387-1649

Veterans in Monroe County

The ACS estimates about 5,670, give or take 495 civilian veterans in Monroe County.

Among Florida's 67 counties and equivalents, Monroe County ranks 41st by its estimated number of veterans.

Share of civilian veterans, ACS 2020-2024
MeasureMonroe CountyFloridaUnited States
Share with a service-connected rating31 percent

the same rounded estimate as the Florida share; above the national share.

31 percent30 percent
Share rated 70 percent or higher12 percent

below the Florida share; below the national share.

14 percent13 percent

Veterans 75 and older in Monroe County number about 1,800, give or take 224; their 32 percent share is above Florida's 30 percent.

Monroe County has about 328, give or take 128 veterans under 35, making up 6 percent of its veterans compared with 7 percent in Florida.

Monroe County has about 414, give or take 171 women veterans, making up 7 percent of its veterans compared with 11 percent in Florida.

Income, work and education in Monroe County

Census ACS 2020-2024 estimates and 90% margins of error
MeasureMonroe CountyFloridaUnited States
Veteran median income, age 18 and over with income$63,830 ± $3,178$52,753 ± $469$54,224 ± $147
Nonveteran median income, age 18 and over with income$43,565 ± $1,647$36,879 ± $115$41,154 ± $99
Veterans below poverty level, age 18 and over8.3% ± 3.8 points7.6% ± 0.2 points7.4% ± 0.1 points
Veterans with a disability, age 18 and over25.9% ± 4.1 points31.0% ± 0.3 points30.7% ± 0.1 points
Employed share of veterans, ages 18 to 6475.2% ± 7.3 points71.2% ± 0.5 points73.9% ± 0.2 points
Unemployed share of veterans in the labor force, ages 18 to 648.2% ± 5.0 points; small survey sample; treat as roughNot comparedNot compared
Veterans with high school or more, age 25 and over97.3% ± 1.4 points95.9% ± 0.2 points95.5% ± 0.1 points
Veterans with a bachelor’s degree or more, age 25 and over40.0% ± 3.6 points35.0% ± 0.4 points31.8% ± 0.2 points

Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.

VA projects fewer veterans here in 2035: about 5,000 on September 30, 2035, compared with 6,000 on September 30, 2026. VetPop2023 projections are rounded to the nearest 1,000 as VA directs. Projection source and method.

VA disability compensation in Monroe County

VA reports 2,159 veterans in Monroe County receiving disability compensation in FY2025.

VA recipients by service-connected rating, FY2025
Rating groupRecipients
0 to 20 percent447
30 to 40 percent252
50 to 60 percent243
70 to 90 percent590
100 percent627

FY2019: 2,443 recipients. Change to FY2025: -284.

VA does not publish some small counts. Those show as “Not published.” VA county compensation data (opens in a new tab).

VA home loans in Monroe County

In 2025, lenders reported 113 VA-backed home loans out of 1,632 home loans made in Monroe County (6.9% VA), under the federal Home Mortgage Disclosure Act (HMDA).

Average VA loan amount reported: about $736,000.

The 2026 FHFA one-unit county loan limit here is $990,150. This limit matters for a VA loan only when part of your entitlement is still tied to another VA loan. VA explains remaining entitlement and loan limits (opens in a new tab).

HMDA 2025 and FHFA 2026 sources.

When they served

The largest reported service groups are Vietnam era only (about 1,840, give or take 272) and between the Vietnam and Gulf War eras (about 918, give or take 261).

For questions about Vietnam-era exposure rules, read the Agent Orange guide; eligibility depends on your service and condition.

VA money in Monroe County

VA reported about $58.2 million in compensation and pension spending and about $31.5 million in medical care spending in Monroe County for FY2025.

Nearest VA locations

Call to confirm hours before you go.

The second-nearest medical center to Monroe County is Thomas H. Corey VA Medical Center (opens in a new tab) in West Palm Beach, FL, about 100 miles in a straight line from the county center.

The second-nearest Vet Center to Monroe County is Fort Lauderdale Vet Center (opens in a new tab) in Lauderdale Lakes, FL, about 65 miles in a straight line from the county center.

The state registry lists St. Petersburg RO (station 317); county claims jurisdiction is unconfirmed.

Veterans cemeteries and State Veterans Homes

Nearest open VA national cemetery

South Florida National Cemetery (opens in a new tab)
6501 S State Road 7 Lake Worth, FL 33449
561-649-6489

About 85.3 miles in a straight line from the county center. Burial space: open.

Nearest VA-funded state or tribal veterans cemetery

Georgia Veterans Memorial Cemetery - Glennville (opens in a new tab)
8819 U.S. Hwy 301 Glennville, GA 30427
912-654-5398

About 443.7 miles in a straight line from the county center. Burial space: open.

This cemetery is in another state. State veterans cemeteries set their own eligibility rules, which can include residency in that state.

National Cemetery Administration lists checked October 2, 2026. Cemetery coverage and distance method.

Cleanup and former military sites in Monroe County

Formerly Used Defense Sites

More former defense sites (28)

Military branch is not listed in the USACE FY2024 property data.

These lists use site points within county boundaries. A site may extend into another county.

For VA’s service-location rules, see the presumptive conditions list. A location listing does not establish personal exposure or eligibility.

Veterans experiencing homelessness

On one night in January 2024, Monroe County CoC counted 40 veterans experiencing homelessness (29 sheltered, 11 unsheltered).

FL-604 is the HUD Continuum of Care (CoC) with the largest mapped overlap with this county.

The HUD workbook reports 50 veterans for the 2019 comparison.

This is a one-night count for the whole CoC area, not a county or annual total. CoC mapping method.

If you need housing help, call the National Call Center for Homeless Veterans at 877-424-3838. You can call any time, day or night.

Your nearest VA medical center by straight-line distance is Bruce W. Carter Department of Veterans Affairs Medical Center (opens in a new tab), 305-575-7000. Ask for the homeless coordinator.

Housing prevention and rehousing help serving Monroe County

VA's FY2026 Supportive Services for Veteran Families (SSVF) intake list names these providers. About VA SSVF (opens in a new tab).

VA homeless programs (opens in a new tab)

Cities and towns in Monroe County

  • Key West (city): about 25,720 residents
  • Key Largo (unincorporated community): about 13,026 residents
  • Marathon (city): about 9,914 residents
  • Islamorada, Village of Islands (village): about 7,068 residents
  • Big Pine Key (unincorporated community): about 4,258 residents
More places (8)
  • Stock Island (unincorporated community): about 4,162 residents
  • Big Coppitt Key (unincorporated community): about 3,109 residents
  • Cudjoe Key (unincorporated community): about 2,492 residents
  • Tavernier (unincorporated community): about 2,413 residents
  • North Key Largo (unincorporated community): about 1,808 residents
  • Duck Key (unincorporated community): about 647 residents
  • Key Colony Beach (city): about 511 residents
  • Layton (city): about 118 residents

Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.

Free tools and help

For the Veterans Crisis Line, dial 988 then press 1. VA crisis support (opens in a new tab)

Florida benefits

Qualifying Florida veterans with at least 10 percent disability may receive a $5,000 assessed value reduction.

Florida offers scholarships to eligible children and spouses of veterans with a 100 percent permanent and total service-connected disability.

See every Florida benefit by rating

Get ready for your appointment

  • Your DD-214 or other discharge papers
  • Any VA decision letters you have received
  • Medical records you want to discuss

Full appointment checklist

Starting a new claim? Ask about an intent to file

Ask the office about VA Form 21-0966 to preserve a potential benefits start date while gathering evidence. Check your intent to file deadline.

Search or filter Florida listings

Nearby counties

Sources and method

ACS 2020-2024; VA FY2025; geography/locations/benefits 2026; adjacency 2024. Distances: straight line from county center. Full method.

VA-accredited attorneys and claims agents near Monroe County

Distances are straight-line estimates between county internal points. Representatives may serve clients outside their local area.

Robert Foley

Attorney · Islamorada · FL · In your county

VA-accredited since 2012 · checked

VA accreditation number 23652

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Your state: Florida

Susan Fyan

Attorney · Key West · FL · In your county

VA-accredited since 2011 · checked

VA accreditation number 21969

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Your state: Florida

Ross Militello

Attorney · Marathon · FL · In your county

VA-accredited since 2026 · checked

VA accreditation number 61643

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Your state: Florida

Douglas Rankin

Attorney · Naples · FL · About 41 miles away

VA-accredited since 2010 · checked

VA accreditation number 16369

3.3 · 18 reviews

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Your state: Florida

Chinaza Ihekwaba

Attorney · Miami · FL · About 33 miles away

VA-accredited since 2023 · checked

VA accreditation number 54834

4.0 · 269 reviews · Firm rating

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Your request goes straight to Chinaza Ihekwaba's email on file with VA. It's free, and they reply to you directly.

Your state: Florida

VA-accredited attorneys in Florida

Claim Raven is not a law firm and does not give legal advice. We do not recommend or endorse any attorney or claims agent. Listings come from VA's public accreditation records. Paid placements are advertising. Check an attorney's accreditation on VA's accreditation search (opens in a new tab) before you hire them.

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