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Okaloosa County, FL Veterans Service Office (VSO): phone and address

Find veterans benefits contacts serving Okaloosa County, Florida. Compare the listed providers and contact an office directly.

If you live in Okaloosa County, free claims help is available from accredited VSO representatives at FDVA State Veterans Service Officer Site - Eglin AFB, Okaloosa County Veterans Services - Crestview, and Okaloosa County Veterans Services - Shalimar. Call ahead to confirm appointments, hours, and service location before traveling. For Crestview, call the main office; for Shalimar, follow the published schedule and confirm appointment availability. The Okaloosa County Vet Center in Shalimar is 12 miles away, and Eglin Air Force Base VA Clinic is 11 miles away; these are straight-line distances from the county center, not driving distances. AMVETS also offers free remote claims assistance without requiring membership. PVA and FDVA provide referrals or routing to a service officer, not direct claims representation. The largest veteran group served in post-9/11 and Gulf War (1990s); PACT Act exposure questions depend on where and when you served.

Offices for Okaloosa County

For statewide phone and remote help, see the Florida directory.

Getting help in Okaloosa County

Okaloosa County Veterans Services - Shalimar: Follow the published schedule and call the office to confirm appointment availability. Okaloosa County Veterans Services - Crestview: Call the main office for appointments. Confirm the service location, hours and appointment with the provider before traveling.

County Veterans Service Officers Directory (opens in a new tab) · Okaloosa County Veterans Services (opens in a new tab)

Office closed right now?

Call the Claim Raven 24-hour VSO prep line to get your records ready before your appointment. Claim Raven is not a VSO office. Your VSO's number is listed above.

Call (833) 387-1649

Veterans in Okaloosa County

The ACS estimates about 31,500, give or take 1,350 civilian veterans in Okaloosa County.

By ACS estimates, Okaloosa County has the 18th largest veteran population among Florida's 67 counties and equivalents.

Share of civilian veterans, ACS 2020-2024
MeasureOkaloosa CountyFloridaUnited States
Share with a service-connected rating49 percent

above the Florida share; above the national share.

31 percent30 percent
Share rated 70 percent or higher21 percent

above the Florida share; above the national share.

14 percent13 percent

Okaloosa County has about 4,430, give or take 285 veterans 75 and older, making up 14 percent of its veterans compared with 30 percent in Florida.

Veterans under 35 in Okaloosa County number about 3,120, give or take 503; their 10 percent share is above Florida's 7 percent.

Women veterans in Okaloosa County number about 6,000, give or take 689; their 19 percent share is above Florida's 11 percent.

Income, work and education in Okaloosa County

Census ACS 2020-2024 estimates and 90% margins of error
MeasureOkaloosa CountyFloridaUnited States
Veteran median income, age 18 and over with income$69,814 ± $3,904$52,753 ± $469$54,224 ± $147
Nonveteran median income, age 18 and over with income$35,677 ± $798$36,879 ± $115$41,154 ± $99
Veterans below poverty level, age 18 and over4.7% ± 1.0 points7.6% ± 0.2 points7.4% ± 0.1 points
Veterans with a disability, age 18 and over26.0% ± 2.1 points31.0% ± 0.3 points30.7% ± 0.1 points
Employed share of veterans, ages 18 to 6475.9% ± 2.8 points71.2% ± 0.5 points73.9% ± 0.2 points
Unemployed share of veterans in the labor force, ages 18 to 642.1% ± 1.1 points; small survey sample; treat as roughNot comparedNot compared
Veterans with high school or more, age 25 and over98.5% ± 0.5 points95.9% ± 0.2 points95.5% ± 0.1 points
Veterans with a bachelor’s degree or more, age 25 and over42.4% ± 2.5 points35.0% ± 0.4 points31.8% ± 0.2 points

Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.

VA projects fewer veterans here in 2035: about 35,000 on September 30, 2035, compared with 37,000 on September 30, 2026. VetPop2023 projections are rounded to the nearest 1,000 as VA directs. Projection source and method.

VA disability compensation in Okaloosa County

VA reports 20,103 veterans in Okaloosa County receiving disability compensation in FY2025.

VA recipients by service-connected rating, FY2025
Rating groupRecipients
0 to 20 percent3,402
30 to 40 percent2,057
50 to 60 percent2,222
70 to 90 percent5,659
100 percent6,763

FY2019: 15,469 recipients. Change to FY2025: +4,634.

VA does not publish some small counts. Those show as “Not published.” VA county compensation data (opens in a new tab).

VA home loans in Okaloosa County

In 2025, lenders reported 2,420 VA-backed home loans out of 5,596 home loans made in Okaloosa County (43.3% VA), under the federal Home Mortgage Disclosure Act (HMDA).

Average VA loan amount reported: about $391,000.

The 2026 FHFA one-unit county loan limit here is $832,750. This limit matters for a VA loan only when part of your entitlement is still tied to another VA loan. VA explains remaining entitlement and loan limits (opens in a new tab).

HMDA 2025 and FHFA 2026 sources.

When they served

The largest reported service groups are post-9/11 and Gulf War (1990s) (about 7,710, give or take 814) and post-9/11 only (about 6,370, give or take 719).

For questions about post-9/11 exposure rules, read the PACT Act guide; eligibility depends on your service and condition.

VA money in Okaloosa County

VA reported about $578.7 million in compensation and pension spending and about $124.5 million in medical care spending in Okaloosa County for FY2025.

Nearest VA locations

Call to confirm hours before you go.

Outside Florida, in Tuskegee, AL, Central Alabama VA Medical Center-Tuskegee (opens in a new tab) is Okaloosa County's second-nearest medical center, about 136 miles in a straight line from the county center.

The second-nearest Vet Center to Okaloosa County is Pensacola Mobile Vet Center (opens in a new tab) in Pensacola, FL, about 43 miles in a straight line from the county center.

The state registry lists St. Petersburg RO (station 317); county claims jurisdiction is unconfirmed.

Veterans cemeteries and State Veterans Homes

Nearest open VA national cemetery

Barrancas National Cemetery (opens in a new tab)
John Tower Road Pensacola, FL 32508
850-453-4108

About 45.2 miles in a straight line from the county center. Burial space: open.

Nearest VA-funded state or tribal veterans cemetery

Alabama State Veterans Memorial Cemetery at Spanish Fort (opens in a new tab)
34904 State Hwy 225 Spanish Fort, AL 36527
251-625-1338

About 78.1 miles in a straight line from the county center. Burial space: open.

This cemetery is in another state. State veterans cemeteries set their own eligibility rules, which can include residency in that state.

National Cemetery Administration lists checked October 2, 2026. Cemetery coverage and distance method.

Cleanup and former military sites in Okaloosa County

Formerly Used Defense Sites

More former defense sites (4)

Military branch is not listed in the USACE FY2024 property data.

These lists use site points within county boundaries. A site may extend into another county.

For VA’s service-location rules, see the presumptive conditions list. A location listing does not establish personal exposure or eligibility.

Veterans experiencing homelessness

On one night in January 2024, Fort Walton Beach/Okaloosa, Walton Counties CoC counted 29 veterans experiencing homelessness (15 sheltered, 14 unsheltered).

FL-505 is the HUD Continuum of Care (CoC) selected by this county's geographic center (polygon centroid).

The HUD workbook reports 21 veterans for the 2019 comparison.

This is a one-night count for the whole CoC area, not a county or annual total. CoC mapping method.

If you need housing help, call the National Call Center for Homeless Veterans at 877-424-3838. You can call any time, day or night.

Your nearest VA medical center by straight-line distance is Central Alabama VA Medical Center-Montgomery (opens in a new tab), 334-272-4670. Ask for the homeless coordinator.

Housing prevention and rehousing help serving Okaloosa County

VA's FY2026 Supportive Services for Veteran Families (SSVF) intake list names these providers. About VA SSVF (opens in a new tab).

VA homeless programs (opens in a new tab)

Veterans treatment courts in Okaloosa County

The National Treatment Court Resource Center lists 1 veterans treatment court in Okaloosa County as of December 31, 2025.

These courts connect participating veterans involved in the justice system with treatment and support. Each court sets its own eligibility rules. National Treatment Court Resource Center maps (opens in a new tab).

Cities and towns in Okaloosa County

  • Crestview (city): about 28,773 residents
  • Wright (unincorporated community): about 27,927 residents
  • Fort Walton Beach (city): about 21,025 residents
  • Niceville (city): about 16,544 residents
  • Destin (city): about 14,077 residents
More places (9)
  • Lake Lorraine (unincorporated community): about 6,903 residents
  • Ocean City (unincorporated community): about 5,941 residents
  • Valparaiso (city): about 4,885 residents
  • Mary Esther (city): about 4,061 residents
  • Hurlburt Field (unincorporated community): about 2,951 residents
  • Eglin AFB (unincorporated community): about 2,778 residents
  • Shalimar (town): about 885 residents
  • Cinco Bayou (town): about 609 residents
  • Laurel Hill (city): about 355 residents

Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.

Free tools and help

For the Veterans Crisis Line, dial 988 then press 1. VA crisis support (opens in a new tab)

Florida benefits

Qualifying Florida veterans with at least 10 percent disability may receive a $5,000 assessed value reduction.

Florida offers scholarships to eligible children and spouses of veterans with a 100 percent permanent and total service-connected disability.

See every Florida benefit by rating

Get ready for your appointment

  • Your DD-214 or other discharge papers
  • Any VA decision letters you have received
  • Medical records you want to discuss

Full appointment checklist

Starting a new claim? Ask about an intent to file

Ask the office about VA Form 21-0966 to preserve a potential benefits start date while gathering evidence. Check your intent to file deadline.

Search or filter Florida listings

Nearby counties

Sources and method

ACS 2020-2024; VA FY2025; geography/locations/benefits 2026; adjacency 2024. Distances: straight line from county center. The summary paragraph was drafted by AI from the facts on this page and checked automatically against them. Full method.

VA-accredited attorneys and claims agents near Okaloosa County

Distances are straight-line estimates between county internal points. Representatives may serve clients outside their local area.

William Simmonds

Attorney · Fort Walton Beach · FL · In your county

VA-accredited since 2015 · checked

VA accreditation number 33945

5.0 · 1 reviews · Firm rating

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Your request goes straight to William Simmonds's email on file with VA. It's free, and they reply to you directly.

Your state: Florida

Jelani Berry

Attorney · Crestview · FL · In your county

VA-accredited since 2024 · checked

VA accreditation number 57229

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Your request goes straight to Jelani Berry's email on file with VA. It's free, and they reply to you directly.

Your state: Florida

Stephanie Clark

Attorney · Niceville · FL · In your county

VA-accredited since 2022 · checked

VA accreditation number 53327

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Your state: Florida

Matthew Ausley

Attorney · Crestview · FL · In your county

VA-accredited since 2021 · checked

VA accreditation number 51469

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Your state: Florida

Albion Giordano

Attorney · Pensacola · FL · About 44 miles away

VA-accredited since 2019 · checked

VA accreditation number 46251

4.8 · 75 reviews · Firm rating

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Your request goes straight to Albion Giordano's email on file with VA. It's free, and they reply to you directly.

Your state: Florida

VA-accredited attorneys in Florida

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