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Spencer County, KY Veterans Service Office (VSO): phone and address

Find veterans benefits contacts for Spencer County, Kentucky.

Offices for Spencer County

Other offices serving Spencer County

Kelly Warren - Region 8 Field Representative

Kentucky Department of Veterans Affairs

Type of help
Field representative
Location
Kentucky

Veterans benefits and claims assistance. Contact the provider to arrange help and confirm what to bring.

Area served: Bullitt County, Carroll County, Henry County, Jefferson County, Nelson County, Oldham County, Spencer County, Shelby County, Trimble County.

Hours are not confirmed. Contact the provider before planning a visit.

Cameron Polk - Region 8 Field Representative

Kentucky Department of Veterans Affairs

Type of help
Field representative
Location
Kentucky

Veterans benefits and claims assistance. Contact the provider to arrange help and confirm what to bring.

Area served: Bullitt County, Carroll County, Henry County, Jefferson County, Nelson County, Oldham County, Spencer County, Shelby County, Trimble County.

Hours are not confirmed. Contact the provider before planning a visit.

Help from anywhere in Kentucky

Getting help in Spencer County

KDVA assigns a field representative to each county. The listed representatives do not all have a published office address. Contact your representative to arrange assistance and confirm any meeting location.

Official service information (opens in a new tab) · Official service information (opens in a new tab) · Official service information (opens in a new tab)

Office closed right now?

Call the Claim Raven 24-hour VSO prep line to get your records ready before your appointment. Claim Raven is not a VSO office. Your VSO's number is listed above.

Call (833) 387-1649

Veterans in Spencer County

The ACS estimates about 1,090, give or take 250 civilian veterans in Spencer County.

By ACS estimates, Spencer County has the 52nd largest veteran population among Kentucky's 120 counties and equivalents.

Share of civilian veterans, ACS 2020-2024
MeasureSpencer CountyKentuckyUnited States
Share with a service-connected rating23 percent

below the Kentucky share; below the national share.

29 percent30 percent
Share rated 70 percent or higher2 percent; a small survey sample; treat as roughNot comparedNot compared

Spencer County has about 191, give or take 73 veterans 75 and older, making up 18 percent of its veterans compared with 24 percent in Kentucky.

Veterans under 35 account for 8 percent; a small survey sample; treat as rough in Spencer County; the survey figures do not support a state comparison.

Women veterans account for 7 percent; a small survey sample; treat as rough in Spencer County; the survey figures do not support a state comparison.

Income, work and education in Spencer County

Census ACS 2020-2024 estimates and 90% margins of error
MeasureSpencer CountyKentuckyUnited States
Veteran median income, age 18 and over with income$72,529 ± $25,219$47,472 ± $716$54,224 ± $147
Nonveteran median income, age 18 and over with income$46,710 ± $4,698$35,170 ± $210$41,154 ± $99
Veterans below poverty level, age 18 and over2.3% ± 2.6 points; small survey sample; treat as roughNot comparedNot compared
Veterans with a disability, age 18 and over20.2% ± 6.6 points35.2% ± 0.8 points30.7% ± 0.1 points
Employed share of veterans, ages 18 to 6487.4% ± 10.3 points70.7% ± 1.2 points73.9% ± 0.2 points
Unemployed share of veterans in the labor force, ages 18 to 642.3% ± 6.4 points; small survey sample; treat as roughNot comparedNot compared
Veterans with high school or more, age 25 and over97.3% ± 2.4 points93.8% ± 0.3 points95.5% ± 0.1 points
Veterans with a bachelor’s degree or more, age 25 and over22.4% ± 9.5 points24.6% ± 0.6 points31.8% ± 0.2 points

Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.

VA projects fewer veterans here in 2035: about 1,000 on September 30, 2026, and fewer than 1,000 by September 30, 2035. VetPop2023 projections are rounded to the nearest 1,000 as VA directs. Projection source and method.

VA disability compensation in Spencer County

VA reports 457 veterans in Spencer County receiving disability compensation in FY2025.

VA recipients by service-connected rating, FY2025
Rating groupRecipients
0 to 20 percent100
30 to 40 percent58
50 to 60 percent64
70 to 90 percent130
100 percent105

FY2019: 248 recipients. Change to FY2025: +209.

VA does not publish some small counts. Those show as “Not published.” VA county compensation data (opens in a new tab).

VA home loans in Spencer County

In 2025, lenders reported 49 VA-backed home loans out of 647 home loans made in Spencer County (7.6% VA), under the federal Home Mortgage Disclosure Act (HMDA).

Average VA loan amount reported: about $405,000.

The 2026 FHFA one-unit county loan limit here is $832,750. This limit matters for a VA loan only when part of your entitlement is still tied to another VA loan. VA explains remaining entitlement and loan limits (opens in a new tab).

HMDA 2025 and FHFA 2026 sources.

When they served

The largest reported service groups are Gulf War (1990s) only (about 304, give or take 119) and Vietnam era only (about 292, give or take 100).

VA money in Spencer County

VA reported about $10.6 million in compensation and pension spending and about $8.6 million in medical care spending in Spencer County for FY2025.

Nearest VA locations

Call to confirm hours before you go.

The second-nearest medical center to Spencer County is Franklin R. Sousley Campus (opens in a new tab) in Lexington, KY, about 42 miles in a straight line from the county center.

The second-nearest Vet Center to Spencer County is Lexington Vet Center (opens in a new tab) in Lexington, KY, about 43 miles in a straight line from the county center.

The state registry lists Louisville RO (station 327); county claims jurisdiction is unconfirmed.

Veterans cemeteries and State Veterans Homes

Nearest open VA national cemetery

Lebanon National Cemetery (opens in a new tab)
20 Highway 208 Lebanon, KY 40033
270-692-3390

About 32.7 miles in a straight line from the county center. Burial space: open.

Closer VA national cemetery for cremated remains only

New Albany National Cemetery (opens in a new tab)
1943 Ekin Avenue New Albany, IN 47150
502-893-3852

About 32.6 miles in a straight line from the county center. Burial space: cremation only.

Nearest VA-funded state or tribal veterans cemetery

Kentucky Veterans Cemetery - Central (opens in a new tab)
2501 N Dixie Blvd Radcliff, KY 40160
270-351-5115

About 36.6 miles in a straight line from the county center. Burial space: open.

State veterans cemeteries set their own eligibility rules.

National Cemetery Administration lists checked October 2, 2026. Cemetery coverage and distance method.

Cleanup and former military sites in Spencer County

No sites from these two federal datasets were mapped to Spencer County.

For VA’s service-location rules, see the presumptive conditions list. A location listing does not establish personal exposure or eligibility.

Veterans experiencing homelessness

On one night in January 2024, Kentucky Balance of State CoC counted 148 veterans experiencing homelessness (111 sheltered, 37 unsheltered).

KY-500 is the HUD Continuum of Care (CoC) selected by this county's geographic center (polygon centroid). This Balance of State area covers communities outside separate local CoCs.

The HUD workbook reports 144 veterans for the 2019 comparison.

This is a one-night count for the whole CoC area, not a county or annual total. CoC mapping method.

If you need housing help, call the National Call Center for Homeless Veterans at 877-424-3838. You can call any time, day or night.

Your nearest VA medical center by straight-line distance is Robley Rex Department of Veterans Affairs Medical Center (opens in a new tab), 502-287-4000. Ask for the homeless coordinator.

Housing prevention and rehousing help serving Spencer County

VA's FY2026 Supportive Services for Veteran Families (SSVF) intake list names these providers. About VA SSVF (opens in a new tab).

VA homeless programs (opens in a new tab)

Cities and towns in Spencer County

  • Elk Creek (unincorporated community): about 2,207 residents
  • Taylorsville (city): about 1,496 residents

Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.

Free tools and help

For the Veterans Crisis Line, dial 988 then press 1. VA crisis support (opens in a new tab)

Kentucky benefits

Qualifying totally disabled Kentucky homeowners receive a $49,100 homestead assessment exemption for 2025 and 2026.

Kentucky waives tuition at qualifying state schools for eligible family members of veterans rated 100 percent service-connected.

See every Kentucky benefit by rating

Get ready for your appointment

  • Your DD-214 or other discharge papers
  • Any VA decision letters you have received
  • Medical records you want to discuss

Full appointment checklist

Starting a new claim? Ask about an intent to file

Ask the office about VA Form 21-0966 to preserve a potential benefits start date while gathering evidence. Check your intent to file deadline.

Search or filter Kentucky listings

Nearby counties

Sources and method

ACS 2020-2024; VA FY2025; geography/locations/benefits 2026; adjacency 2024. Distances: straight line from county center. Full method.

VA-accredited attorneys and claims agents near Spencer County

Distances are straight-line estimates between county internal points. Representatives may serve clients outside their local area.

Gregory Cox

Claims agent · Versailles · KY · About 31 miles away

VA-accredited since 2011 · checked

VA accreditation number 21972

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Your state: Kentucky

Michele Varner

Claims agent · Louisville · KY · About 22 miles away

VA-accredited since 2021 · checked

VA accreditation number 50892

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Your state: Kentucky

Jonathan Gay

Attorney · Lexington · KY · About 47 miles away

VA-accredited since 2017 · checked

VA accreditation number 42780

5.0 · 3 reviews · Firm rating

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Your state: Kentucky

Misty Vantrease

Attorney · Louisville · KY · About 22 miles away

VA-accredited since 2012 · checked

VA accreditation number 22699

4.9 · 124 reviews · Firm rating

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Your state: Kentucky

Frank Bencomo

Attorney · Louisville · KY · About 22 miles away

VA-accredited since 2024 · checked

VA accreditation number 56175

3.8 · 320 reviews · Firm rating

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Your request goes straight to Frank Bencomo's email on file with VA. It's free, and they reply to you directly.

Your state: Kentucky

VA-accredited attorneys in Kentucky

Claim Raven is not a law firm and does not give legal advice. We do not recommend or endorse any attorney or claims agent. Listings come from VA's public accreditation records. Paid placements are advertising. Check an attorney's accreditation on VA's accreditation search (opens in a new tab) before you hire them.

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