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Charles County, MD Veterans Service Office (VSO): phone and address

Find veterans benefits offices and service contacts for Charles County, Maryland.

Charles County has about 16,600 veterans, give or take 1,140, and has the 7th largest veteran population among Maryland’s 24 counties and equivalents, based on ACS estimates. The largest service era is post-9/11 only, with about 4,200 veterans, give or take 581; PACT Act exposure questions depend on where and when you served. For free claims help, DVMF - Waldorf MVA is the listed local claims office. An accredited VSO representative can help at no cost; confirm availability and the meeting location before traveling. Other free referral contacts include Maryland DVMF, the American Legion Department of Maryland, VFW Maryland, and AMVETS, which handles claims remotely and does not require membership. The Charlotte Hall VA Clinic is 13 miles away, measured in a straight line from the county center.

Offices for Charles County

DVMF - Waldorf MVA

Maryland DVMF

Type of help
Claims assistance
Location
Waldorf

Free veterans benefits and claims assistance through the Maryland Department of Veterans and Military Families. Appointments are required.

11 Industrial Park Drive, Waldorf, MD 20602

Monday-Friday 8 a.m.-4 p.m.

Other offices serving Charles County

Type of help
Support / referrals
Location
Maryland

County information and referrals for veterans and military families. Contact the program for help finding benefits and community services.

Hours are not confirmed. Contact the provider before planning a visit.

For statewide phone and remote help, see the Maryland directory.

Getting help in Charles County

Compare the listed local offices and county programs. Their locations or county program names do not establish exclusive service territories. Confirm the provider, appointment and meeting location before traveling.

Maryland benefits offices (opens in a new tab)

Office closed right now?

Call the Claim Raven 24-hour VSO prep line to get your records ready before your appointment. Claim Raven is not a VSO office. Your VSO's number is listed above.

Call (833) 387-1649

Veterans in Charles County

The ACS estimates about 16,600, give or take 1,140 civilian veterans in Charles County.

By ACS estimates, Charles County has the 7th largest veteran population among Maryland's 24 counties and equivalents.

Share of civilian veterans, ACS 2020-2024
MeasureCharles CountyMarylandUnited States
Share with a service-connected rating41 percent

above the Maryland share; above the national share.

29 percent30 percent
Share rated 70 percent or higher24 percent

above the Maryland share; above the national share.

14 percent13 percent

Charles County has about 2,020, give or take 290 veterans 75 and older, making up 12 percent of its veterans compared with 23 percent in Maryland.

Veterans under 35 in Charles County number about 1,750, give or take 441; their 10 percent share is above Maryland's 8 percent.

Women veterans in Charles County number about 3,860, give or take 499; their 23 percent share is above Maryland's 15 percent.

Income, work and education in Charles County

Census ACS 2020-2024 estimates and 90% margins of error
MeasureCharles CountyMarylandUnited States
Veteran median income, age 18 and over with income$96,879 ± $4,329$75,911 ± $1,212$54,224 ± $147
Nonveteran median income, age 18 and over with income$54,624 ± $1,889$50,821 ± $281$41,154 ± $99
Veterans below poverty level, age 18 and over4.3% ± 1.5 points5.9% ± 0.4 points7.4% ± 0.1 points
Veterans with a disability, age 18 and over22.3% ± 2.8 points24.3% ± 0.6 points30.7% ± 0.1 points
Employed share of veterans, ages 18 to 6483.4% ± 3.2 points81.2% ± 0.8 points73.9% ± 0.2 points
Unemployed share of veterans in the labor force, ages 18 to 642.3% ± 1.1 points2.9% ± 0.4 points4.1% ± 0.1 points
Veterans with high school or more, age 25 and over96.4% ± 1.0 points96.0% ± 0.3 points95.5% ± 0.1 points
Veterans with a bachelor’s degree or more, age 25 and over39.6% ± 3.8 points42.2% ± 0.7 points31.8% ± 0.2 points

Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.

VA projects fewer veterans here in 2035: about 15,000 on September 30, 2035, compared with 16,000 on September 30, 2026. VetPop2023 projections are rounded to the nearest 1,000 as VA directs. Projection source and method.

VA disability compensation in Charles County

VA reports 8,768 veterans in Charles County receiving disability compensation in FY2025.

VA recipients by service-connected rating, FY2025
Rating groupRecipients
0 to 20 percent1,005
30 to 40 percent759
50 to 60 percent852
70 to 90 percent2,427
100 percent3,725

FY2019: 5,164 recipients. Change to FY2025: +3,604.

VA does not publish some small counts. Those show as “Not published.” VA county compensation data (opens in a new tab).

VA home loans in Charles County

In 2025, lenders reported 1,329 VA-backed home loans out of 5,144 home loans made in Charles County (25.8% VA), under the federal Home Mortgage Disclosure Act (HMDA).

Average VA loan amount reported: about $518,000.

The 2026 FHFA one-unit county loan limit here is $1,249,125. This limit matters for a VA loan only when part of your entitlement is still tied to another VA loan. VA explains remaining entitlement and loan limits (opens in a new tab).

HMDA 2025 and FHFA 2026 sources.

When they served

The largest reported service groups are post-9/11 only (about 4,200, give or take 581) and post-9/11 and Gulf War (1990s) (about 3,550, give or take 590).

For questions about post-9/11 exposure rules, read the PACT Act guide; eligibility depends on your service and condition.

VA money in Charles County

VA reported about $288.2 million in compensation and pension spending and about $90.3 million in medical care spending in Charles County for FY2025.

Nearest VA locations

Call to confirm hours before you go.

The second-nearest medical center to Charles County is Baltimore VA Medical Center (opens in a new tab) in Baltimore, MD, about 60 miles in a straight line from the county center.

The second-nearest Vet Center to Charles County is Prince George's County Vet Center (opens in a new tab) in Clinton, MD, about 22 miles in a straight line from the county center.

The state registry lists Baltimore RO (station 313); county claims jurisdiction is unconfirmed.

Veterans cemeteries and State Veterans Homes

Nearest open VA national cemetery

National Memorial Cemetery at Quantico (opens in a new tab)
18424 Joplin Road Triangle, VA 22172
703-221-2183

About 19.4 miles in a straight line from the county center. Burial space: open.

Nearest VA-funded state or tribal veterans cemetery

Cheltenham Veterans Cemetery (opens in a new tab)
11301 Crain Hwy Cheltenham, MD 20623
301-372-6398

About 20.1 miles in a straight line from the county center. Burial space: open.

State veterans cemeteries set their own eligibility rules.

National Cemetery Administration lists checked October 2, 2026. Cemetery coverage and distance method.

Cleanup and former military sites in Charles County

EPA Superfund National Priorities List

Formerly Used Defense Sites

Military branch is not listed in the USACE FY2024 property data.

These lists use site points within county boundaries. A site may extend into another county.

For VA’s service-location rules, see the presumptive conditions list. A location listing does not establish personal exposure or eligibility.

Veterans experiencing homelessness

On one night in January 2024, Maryland Balance of State CoC counted 84 veterans experiencing homelessness (72 sheltered, 12 unsheltered).

MD-514 is the HUD Continuum of Care (CoC) selected by this county's geographic center (polygon centroid). This Balance of State area covers communities outside separate local CoCs.

The HUD workbook reports 113 veterans for the 2019 comparison. This CoC includes areas that merged after 2019.

This is a one-night count for the whole CoC area, not a county or annual total. CoC mapping method.

If you need housing help, call the National Call Center for Homeless Veterans at 877-424-3838. You can call any time, day or night.

Your nearest VA medical center by straight-line distance is Washington VA Medical Center (opens in a new tab), 202-745-8000. Ask for the homeless coordinator.

Housing prevention and rehousing help serving Charles County

VA's FY2026 Supportive Services for Veteran Families (SSVF) intake list names these providers. About VA SSVF (opens in a new tab).

VA homeless programs (opens in a new tab)

Cities and towns in Charles County

  • Waldorf (unincorporated community): about 82,943 residents
  • Bensville (unincorporated community): about 15,848 residents
  • La Plata (town): about 10,683 residents
  • Bryans Road (unincorporated community): about 9,371 residents
  • Indian Head (town): about 4,055 residents
More places (8)
  • Hughesville (unincorporated community): about 2,098 residents
  • Potomac Heights (unincorporated community): about 1,351 residents
  • Cobb Island (unincorporated community): about 916 residents (small survey sample; treat as rough)
  • Pomfret (unincorporated community): about 747 residents (small survey sample; treat as rough)
  • Bryantown (unincorporated community): about 325 residents
  • Rock Point (unincorporated community): about 244 residents (small survey sample; treat as rough)
  • Benedict (unincorporated community): about 148 residents (small survey sample; treat as rough)
  • Port Tobacco Village (town): about 4 residents (small survey sample; treat as rough)

Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.

Free tools and help

For the Veterans Crisis Line, dial 988 then press 1. VA crisis support (opens in a new tab)

Maryland benefits

Veterans rated 100 percent permanent and total may receive a property tax exemption on their home and surrounding yard.

Maryland offers Conroy scholarships to eligible children and stepchildren of veterans with a 100 percent permanent service-connected disability.

See every Maryland benefit by rating

Get ready for your appointment

  • Your DD-214 or other discharge papers
  • Any VA decision letters you have received
  • Medical records you want to discuss

Full appointment checklist

Starting a new claim? Ask about an intent to file

Ask the office about VA Form 21-0966 to preserve a potential benefits start date while gathering evidence. Check your intent to file deadline.

Search or filter Maryland listings

Nearby counties

Sources and method

ACS 2020-2024; VA FY2025; geography/locations/benefits 2026; adjacency 2024. Distances: straight line from county center. The summary paragraph was drafted by AI from the facts on this page and checked automatically against them. Full method.

VA-accredited attorneys and claims agents near Charles County

Distances are straight-line estimates between county internal points. Representatives may serve clients outside their local area.

Eric Meekins

Claims agent · Pomfret · MD · In your county

VA-accredited since 2025 · checked

VA accreditation number 58326

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Your request goes straight to Eric Meekins's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

Ebenezer Quaynor

Attorney · White Plains · MD · In your county

VA-accredited since 2026 · checked

VA accreditation number 61573

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Your request goes straight to Ebenezer Quaynor's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

Joseph Moore

Attorney · Rockville · MD · About 47 miles away

VA-accredited since 2008 · checked

VA accreditation number 9048

4.4 · 71 reviews · Firm rating

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Your state: Maryland

Valencia Myers

Claims agent · Rockville · MD · About 47 miles away

VA-accredited since 2026 · checked

VA accreditation number 61420

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Your request goes straight to Valencia Myers's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

John Wardell

Claims agent · Annapolis · MD · About 43 miles away

VA-accredited since 2011 · checked

VA accreditation number 20885

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Your request goes straight to John Wardell's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

VA-accredited attorneys in Maryland

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