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Garrett County, MD Veterans Service Office (VSO): phone and address

Find veterans benefits offices and service contacts for Garrett County, Maryland.

Offices for Garrett County

No local office is matched to Garrett County in this directory. Contact a state option below or an office in a nearby county to ask about help.

Allegany County, MD

Type of help
Claims assistance
Location
Cumberland

Free veterans benefits and claims assistance through the Maryland Department of Veterans and Military Families. Appointments are required.

13300 Winchester Road, SW, Cumberland, MD 21502

Monday-Friday 8 a.m.-4 p.m.

Fayette County, PA

Somerset County, PA

Help from anywhere in Maryland

Getting help in Garrett County

No current local service contact is confirmed in this directory. Contact Maryland DVMF below to find a benefits specialist. Confirm the provider, appointment and meeting location before traveling.

Maryland benefits offices (opens in a new tab) · DAV Baltimore National Service Office

Office closed right now?

Call the Claim Raven 24-hour VSO prep line to get your records ready before your appointment. Claim Raven is not a VSO office. Your VSO's number is listed above.

Call (833) 387-1649

Veterans in Garrett County

The ACS estimates about 2,120, give or take 264 civilian veterans in Garrett County.

Among Maryland's 24 counties and equivalents, Garrett County ranks 20th by its estimated number of veterans.

Share of civilian veterans, ACS 2020-2024
MeasureGarrett CountyMarylandUnited States
Share with a service-connected rating19 percent

below the Maryland share; below the national share.

29 percent30 percent
Share rated 70 percent or higher9 percent

below the Maryland share; below the national share.

14 percent13 percent

Veterans 75 and older in Garrett County number about 716, give or take 123; their 34 percent share is above Maryland's 23 percent.

Veterans under 35 account for 3 percent; a small survey sample; treat as rough in Garrett County; the survey figures do not support a state comparison.

Women veterans account for 4 percent; a small survey sample; treat as rough in Garrett County; the survey figures do not support a state comparison.

Income, work and education in Garrett County

Census ACS 2020-2024 estimates and 90% margins of error
MeasureGarrett CountyMarylandUnited States
Veteran median income, age 18 and over with income$45,488 ± $10,943$75,911 ± $1,212$54,224 ± $147
Nonveteran median income, age 18 and over with income$37,175 ± $2,262$50,821 ± $281$41,154 ± $99
Veterans below poverty level, age 18 and over5.5% ± 2.5 points5.9% ± 0.4 points7.4% ± 0.1 points
Veterans with a disability, age 18 and over31.3% ± 6.1 points24.3% ± 0.6 points30.7% ± 0.1 points
Employed share of veterans, ages 18 to 6462.9% ± 12.0 points81.2% ± 0.8 points73.9% ± 0.2 points
Unemployed share of veterans in the labor force, ages 18 to 6410.1% ± 9.5 points; small survey sample; treat as roughNot comparedNot compared
Veterans with high school or more, age 25 and over89.4% ± 4.4 points96.0% ± 0.3 points95.5% ± 0.1 points
Veterans with a bachelor’s degree or more, age 25 and over23.7% ± 6.5 points42.2% ± 0.7 points31.8% ± 0.2 points

Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.

VA projects slightly fewer veterans here by 2035; both years round to about 2,000. VetPop2023 projections are rounded to the nearest 1,000 as VA directs. Projection source and method.

VA disability compensation in Garrett County

VA reports 451 veterans in Garrett County receiving disability compensation in FY2025.

VA recipients by service-connected rating, FY2025
Rating groupRecipients
0 to 20 percent78
30 to 40 percent59
50 to 60 percent64
70 to 90 percent113
100 percent137

FY2019: 428 recipients. Change to FY2025: +23.

VA does not publish some small counts. Those show as “Not published.” VA county compensation data (opens in a new tab).

VA home loans in Garrett County

In 2025, lenders reported 30 VA-backed home loans out of 710 home loans made in Garrett County (4.2% VA), under the federal Home Mortgage Disclosure Act (HMDA).

Average VA loan amount reported: about $353,000.

The 2026 FHFA one-unit county loan limit here is $832,750. This limit matters for a VA loan only when part of your entitlement is still tied to another VA loan. VA explains remaining entitlement and loan limits (opens in a new tab).

HMDA 2025 and FHFA 2026 sources.

When they served

The largest reported service groups are Vietnam era only (about 863, give or take 148) and between the Vietnam and Gulf War eras (about 507, give or take 158).

For questions about Vietnam-era exposure rules, read the Agent Orange guide; eligibility depends on your service and condition.

VA money in Garrett County

VA reported about $12.5 million in compensation and pension spending and about $10.8 million in medical care spending in Garrett County for FY2025.

Nearest VA locations

Call to confirm hours before you go.

Outside Maryland, in Pittsburgh, PA, Pittsburgh VA Medical Center-University Drive (opens in a new tab) is Garrett County's second-nearest medical center, about 72 miles in a straight line from the county center.

Outside Maryland, in White Oak, PA, White Oak Vet Center (opens in a new tab) is Garrett County's second-nearest Vet Center, about 61 miles in a straight line from the county center.

The state registry lists Baltimore RO (station 313); county claims jurisdiction is unconfirmed.

Veterans cemeteries and State Veterans Homes

Nearest open VA national cemetery

West Virginia National Cemetery (opens in a new tab)
42 Veterans Memorial Lane Grafton, WV 26354
304-265-2044

About 45.1 miles in a straight line from the county center. Burial space: open.

Nearest VA-funded state or tribal veterans cemetery

Rocky Gap Veterans Cemetery (opens in a new tab)
14205 Pleasant Valley Rd, NE Flintstone, MD 21530
301-777-2185

About 36 miles in a straight line from the county center. Burial space: open.

State veterans cemeteries set their own eligibility rules.

National Cemetery Administration lists checked October 2, 2026. Cemetery coverage and distance method.

Cleanup and former military sites in Garrett County

No sites from these two federal datasets were mapped to Garrett County.

For VA’s service-location rules, see the presumptive conditions list. A location listing does not establish personal exposure or eligibility.

Veterans experiencing homelessness

On one night in January 2024, Maryland Balance of State CoC counted 84 veterans experiencing homelessness (72 sheltered, 12 unsheltered).

MD-514 is the HUD Continuum of Care (CoC) selected by this county's geographic center (polygon centroid). This Balance of State area covers communities outside separate local CoCs.

The HUD workbook reports 113 veterans for the 2019 comparison. This CoC includes areas that merged after 2019.

This is a one-night count for the whole CoC area, not a county or annual total. CoC mapping method.

If you need housing help, call the National Call Center for Homeless Veterans at 877-424-3838. You can call any time, day or night.

Your nearest VA medical center by straight-line distance is Louis A. Johnson Veterans' Administration Medical Center (opens in a new tab), 304-623-3461. Ask for the homeless coordinator.

Housing prevention and rehousing help serving Garrett County

VA's FY2026 Supportive Services for Veteran Families (SSVF) intake list names these providers. About VA SSVF (opens in a new tab).

VA homeless programs (opens in a new tab)

Cities and towns in Garrett County

  • Oakland (town): about 2,254 residents
  • Mountain Lake Park (town): about 2,167 residents
  • Grantsville (town): about 1,013 residents
  • Finzel (unincorporated community): about 740 residents
  • Loch Lynn Heights (town): about 480 residents
More places (10)
  • Friendsville (town): about 416 residents
  • Accident (town): about 351 residents
  • Deer Park (town): about 288 residents
  • Kitzmiller (town): about 264 residents
  • Crellin (unincorporated community): about 165 residents (small survey sample; treat as rough)
  • Hutton (unincorporated community): about 157 residents (small survey sample; treat as rough)
  • Bloomington (unincorporated community): about 150 residents (small survey sample; treat as rough)
  • Gorman (unincorporated community): about 100 residents (small survey sample; treat as rough)
  • Jennings (unincorporated community): about 16 residents (small survey sample; treat as rough)
  • Swanton (unincorporated community): about 0 residents (small survey sample; treat as rough)

Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.

Free tools and help

For the Veterans Crisis Line, dial 988 then press 1. VA crisis support (opens in a new tab)

Maryland benefits

Veterans rated 100 percent permanent and total may receive a property tax exemption on their home and surrounding yard.

Maryland offers Conroy scholarships to eligible children and stepchildren of veterans with a 100 percent permanent service-connected disability.

See every Maryland benefit by rating

Get ready for your appointment

  • Your DD-214 or other discharge papers
  • Any VA decision letters you have received
  • Medical records you want to discuss

Full appointment checklist

Starting a new claim? Ask about an intent to file

Ask the office about VA Form 21-0966 to preserve a potential benefits start date while gathering evidence. Check your intent to file deadline.

Search or filter Maryland listings

Nearby counties

Sources and method

ACS 2020-2024; VA FY2025; geography/locations/benefits 2026; adjacency 2024. Distances: straight line from county center. Full method.

VA-accredited attorneys and claims agents near Garrett County

Distances are straight-line estimates between county internal points. Representatives may serve clients outside their local area.

Dakota Warner

Attorney · Ellerslie · MD · About 31 miles away

VA-accredited since 2023 · checked

VA accreditation number 54549

4.9 · 24 reviews · Firm rating

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Your request goes straight to Dakota Warner's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

Lindsay Moss

Attorney · Columbia · MD · About 127 miles away

VA-accredited since 2014 · checked

VA accreditation number 33108

5.0 · 3 reviews · Firm rating

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Your state: Maryland

Joseph Moore

Attorney · Rockville · MD · About 114 miles away

VA-accredited since 2008 · checked

VA accreditation number 9048

4.4 · 71 reviews · Firm rating

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Your request goes straight to Joseph Moore's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

Rhonda Mitchell

Claims agent · Aberdeen · MD · About 158 miles away

VA-accredited since 2024 · checked

VA accreditation number 56029

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Your request goes straight to Rhonda Mitchell's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

Joseph Kundrat Jr.

Claims agent · Frederick · MD · About 100 miles away

VA-accredited since 2010 · checked

VA accreditation number 17606

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Your request goes straight to Joseph Kundrat Jr.'s email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

VA-accredited attorneys in Maryland

Claim Raven is not a law firm and does not give legal advice. We do not recommend or endorse any attorney or claims agent. Listings come from VA's public accreditation records. Paid placements are advertising. Check an attorney's accreditation on VA's accreditation search (opens in a new tab) before you hire them.

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