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Harford County, MD Veterans Service Office (VSO): phone and address

Find veterans benefits offices and service contacts for Harford County, Maryland.

Harford County has about 17,500 veterans, give or take 826, and the 6th largest veteran population among Maryland's 24 counties and equivalents by ACS estimates. About 2,290 are women, give or take 347, making up 13 percent of local veterans compared with 15 percent in Maryland. Vietnam era only is the largest service era, with about 4,240 veterans, give or take 457; Agent Orange exposure questions depend on where and when you served. For free claims help, DVMF - Bel Air MVA is listed for claims, and an accredited VSO representative can help at no cost; confirm availability before traveling. Other free claims contacts include the American Legion, VFW and AMVETS, with current arrangements to confirm. Nearby, Aberdeen Vet Center Outstation is 7 miles away and Perry Point VA Medical Center is 13 miles away. Distances are straight-line from the county center, not driving distances.

Offices for Harford County

Other offices serving Harford County

Type of help
Claims preparation / referral
Location
Maryland

Claims information and preparation support. The chapter forwards claims to the DAV Baltimore National Service Office for representation.

Hours are not confirmed. Contact the provider before planning a visit.

For statewide phone and remote help, see the Maryland directory.

Getting help in Harford County

Compare the listed local offices and county programs. Their locations or county program names do not establish exclusive service territories. Confirm the provider, appointment and meeting location before traveling.

Maryland benefits offices (opens in a new tab)

Office closed right now?

Call the Claim Raven 24-hour VSO prep line to get your records ready before your appointment. Claim Raven is not a VSO office. Your VSO's number is listed above.

Call (833) 387-1649

Veterans in Harford County

The ACS estimates about 17,500, give or take 826 civilian veterans in Harford County.

By ACS estimates, Harford County has the 6th largest veteran population among Maryland's 24 counties and equivalents.

Share of civilian veterans, ACS 2020-2024
MeasureHarford CountyMarylandUnited States
Share with a service-connected rating36 percent

above the Maryland share; above the national share.

29 percent30 percent
Share rated 70 percent or higher16 percent

above the Maryland share; above the national share.

14 percent13 percent

Harford County has about 3,860, give or take 333 veterans 75 and older, making up 22 percent of its veterans compared with 23 percent in Maryland.

Harford County has about 1,320, give or take 305 veterans under 35; both the county and Maryland round to a 8 percent share.

Harford County has about 2,290, give or take 347 women veterans, making up 13 percent of its veterans compared with 15 percent in Maryland.

Income, work and education in Harford County

Census ACS 2020-2024 estimates and 90% margins of error
MeasureHarford CountyMarylandUnited States
Veteran median income, age 18 and over with income$77,579 ± $4,989$75,911 ± $1,212$54,224 ± $147
Nonveteran median income, age 18 and over with income$53,025 ± $1,419$50,821 ± $281$41,154 ± $99
Veterans below poverty level, age 18 and over5.7% ± 1.5 points5.9% ± 0.4 points7.4% ± 0.1 points
Veterans with a disability, age 18 and over24.3% ± 2.6 points24.3% ± 0.6 points30.7% ± 0.1 points
Employed share of veterans, ages 18 to 6484.7% ± 2.6 points81.2% ± 0.8 points73.9% ± 0.2 points
Unemployed share of veterans in the labor force, ages 18 to 640.8% ± 0.8 points; small survey sample; treat as roughNot comparedNot compared
Veterans with high school or more, age 25 and over97.2% ± 0.8 points96.0% ± 0.3 points95.5% ± 0.1 points
Veterans with a bachelor’s degree or more, age 25 and over39.4% ± 2.2 points42.2% ± 0.7 points31.8% ± 0.2 points

Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.

VA projects fewer veterans here in 2035: about 16,000 on September 30, 2035, compared with 19,000 on September 30, 2026. VetPop2023 projections are rounded to the nearest 1,000 as VA directs. Projection source and method.

VA disability compensation in Harford County

VA reports 6,682 veterans in Harford County receiving disability compensation in FY2025.

VA recipients by service-connected rating, FY2025
Rating groupRecipients
0 to 20 percent1,032
30 to 40 percent659
50 to 60 percent788
70 to 90 percent1,885
100 percent2,318

FY2019: 5,062 recipients. Change to FY2025: +1,620.

VA does not publish some small counts. Those show as “Not published.” VA county compensation data (opens in a new tab).

VA home loans in Harford County

In 2025, lenders reported 686 VA-backed home loans out of 6,511 home loans made in Harford County (10.5% VA), under the federal Home Mortgage Disclosure Act (HMDA).

Average VA loan amount reported: about $459,000.

The 2026 FHFA one-unit county loan limit here is $832,750. This limit matters for a VA loan only when part of your entitlement is still tied to another VA loan. VA explains remaining entitlement and loan limits (opens in a new tab).

HMDA 2025 and FHFA 2026 sources.

When they served

The largest reported service groups are Vietnam era only (about 4,240, give or take 457) and post-9/11 only (about 3,260, give or take 447).

For questions about Vietnam-era exposure rules, read the Agent Orange guide; eligibility depends on your service and condition.

VA money in Harford County

VA reported about $199.5 million in compensation and pension spending and about $100.1 million in medical care spending in Harford County for FY2025.

Nearest VA locations

Call to confirm hours before you go.

The second-nearest medical center to Harford County is Loch Raven VA Medical Center (opens in a new tab) in Baltimore, MD, about 21 miles in a straight line from the county center.

The second-nearest Vet Center to Harford County is Dundalk Vet Center (opens in a new tab) in Dundalk, MD, about 21 miles in a straight line from the county center.

The state registry lists Baltimore RO (station 313); county claims jurisdiction is unconfirmed.

Veterans cemeteries and State Veterans Homes

Nearest open VA national cemetery

Indiantown Gap National Cemetery (opens in a new tab)
60 Indiantown Gap Road Annville, PA 17003
717-865-5254

About 62.7 miles in a straight line from the county center. Burial space: open.

Closer VA national cemetery for cremated remains only

Baltimore National Cemetery (opens in a new tab)
5501 Frederick Avenue Baltimore, MD 21228
410-644-9696

About 28.2 miles in a straight line from the county center. Burial space: cremation only.

Nearest VA-funded state or tribal veterans cemetery

Garrison Forest Veterans Cemetery (opens in a new tab)
11501 Garrison Forest Rd Owings Mills, MD 21117
410-363-6090

About 25.9 miles in a straight line from the county center. Burial space: open.

State veterans cemeteries set their own eligibility rules.

National Cemetery Administration lists checked October 2, 2026. Cemetery coverage and distance method.

Cleanup and former military sites in Harford County

EPA Superfund National Priorities List

Formerly Used Defense Sites

Military branch is not listed in the USACE FY2024 property data.

These lists use site points within county boundaries. A site may extend into another county.

Locations named by VA

See the PACT Act guide and the presumptive conditions list. A listing is not evidence that any one person was exposed or qualifies for benefits. VA decides each claim using the veteran’s service records.

VA lists Edgewood Arsenal / Aberdeen as a location where the Army studied low-dose chemical warfare agents and protective measures from 1955 to 1975. VA's page (opens in a new tab); official location source (opens in a new tab).

For VA’s service-location rules, see the presumptive conditions list.

Veterans experiencing homelessness

On one night in January 2024, Maryland Balance of State CoC counted 84 veterans experiencing homelessness (72 sheltered, 12 unsheltered).

MD-514 is the HUD Continuum of Care (CoC) selected by this county's geographic center (polygon centroid). This Balance of State area covers communities outside separate local CoCs.

The HUD workbook reports 113 veterans for the 2019 comparison. This CoC includes areas that merged after 2019.

This is a one-night count for the whole CoC area, not a county or annual total. CoC mapping method.

If you need housing help, call the National Call Center for Homeless Veterans at 877-424-3838. You can call any time, day or night.

Your nearest VA medical center by straight-line distance is Perry Point VA Medical Center (opens in a new tab), 410-642-2411. Ask for the homeless coordinator.

Housing prevention and rehousing help serving Harford County

VA's FY2026 Supportive Services for Veteran Families (SSVF) intake list names these providers. About VA SSVF (opens in a new tab).

VA homeless programs (opens in a new tab)

Veterans treatment courts in Harford County

The National Treatment Court Resource Center lists 1 veterans treatment court in Harford County as of December 31, 2025.

These courts connect participating veterans involved in the justice system with treatment and support. Each court sets its own eligibility rules. National Treatment Court Resource Center maps (opens in a new tab).

Cities and towns in Harford County

  • Bel Air South (unincorporated community): about 58,137 residents
  • Bel Air North (unincorporated community): about 31,302 residents
  • Edgewood (unincorporated community): about 24,922 residents
  • Aberdeen (city): about 17,298 residents
  • Havre de Grace (city): about 14,994 residents
More places (11)
  • Joppatowne (unincorporated community): about 14,237 residents
  • Bel Air (town): about 10,585 residents
  • Fallston (unincorporated community): about 10,013 residents
  • Riverside (unincorporated community): about 6,585 residents
  • Abingdon (unincorporated community): about 5,019 residents
  • Pleasant Hills (unincorporated community): about 3,836 residents
  • Jarrettsville (unincorporated community): about 2,560 residents
  • Aberdeen Proving Ground (unincorporated community): about 2,193 residents
  • Perryman (unincorporated community): about 2,174 residents
  • Pylesville (unincorporated community): about 933 residents
  • Darlington (unincorporated community): about 353 residents

Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.

Free tools and help

For the Veterans Crisis Line, dial 988 then press 1. VA crisis support (opens in a new tab)

Maryland benefits

Veterans rated 100 percent permanent and total may receive a property tax exemption on their home and surrounding yard.

Maryland offers Conroy scholarships to eligible children and stepchildren of veterans with a 100 percent permanent service-connected disability.

See every Maryland benefit by rating

Get ready for your appointment

  • Your DD-214 or other discharge papers
  • Any VA decision letters you have received
  • Medical records you want to discuss

Full appointment checklist

Starting a new claim? Ask about an intent to file

Ask the office about VA Form 21-0966 to preserve a potential benefits start date while gathering evidence. Check your intent to file deadline.

Search or filter Maryland listings

Nearby counties

Sources and method

ACS 2020-2024; VA FY2025; geography/locations/benefits 2026; adjacency 2024. Distances: straight line from county center. The summary paragraph was drafted by AI from the facts on this page and checked automatically against them. Full method.

VA-accredited attorneys and claims agents near Harford County

Distances are straight-line estimates between county internal points. Representatives may serve clients outside their local area.

Rhonda Mitchell

Claims agent · Aberdeen · MD · In your county

VA-accredited since 2024 · checked

VA accreditation number 56029

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Your request goes straight to Rhonda Mitchell's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

Lindsay Moss

Attorney · Columbia · MD · About 39 miles away

VA-accredited since 2014 · checked

VA accreditation number 33108

5.0 · 3 reviews · Firm rating

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Your request goes straight to Lindsay Moss's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

John Wardell

Claims agent · Annapolis · MD · About 40 miles away

VA-accredited since 2011 · checked

VA accreditation number 20885

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Your request goes straight to John Wardell's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

Michael Bargmann

Claims agent · Severna Park · MD · About 40 miles away

VA-accredited since 2025 · checked

VA accreditation number 59874

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Send a consultation request to Michael Bargmann

Your request goes straight to Michael Bargmann's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

VA-accredited attorneys in Maryland

Claim Raven is not a law firm and does not give legal advice. We do not recommend or endorse any attorney or claims agent. Listings come from VA's public accreditation records. Paid placements are advertising. Check an attorney's accreditation on VA's accreditation search (opens in a new tab) before you hire them.

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