Howard County, MD Veterans Service Office (VSO): phone and address
Find veterans benefits offices and service contacts for Howard County, Maryland.
Howard County has about 15,100 veterans, give or take 1,040, and ranks 9th among Maryland’s 24 counties and equivalents by ACS estimates. The largest service era is post-9/11 only, with about 3,450 veterans, give or take 501; PACT Act exposure questions depend on where and when you served. For free claims help, contact DVMF - Howard County Multi-Service Center in Laurel, listed for claims, and confirm availability before traveling. An accredited VSO representative can help with claims at no cost. Maryland DVMF can also help you find a benefits specialist and arrange an appointment. These are referral contacts, not all accredited claims representatives. The nearest listed facilities include Fort Meade VA Clinic, 15 miles away, and Baltimore VA Medical Center, 16 miles away. Distances are straight-line measurements from the county center, not driving distances.
Compare the listed local offices and county programs. Their locations or county program names do not establish exclusive service territories. Confirm the provider, appointment and meeting location before traveling.
Call the Claim Raven 24-hour VSO prep line to get your records ready before your appointment. Claim Raven is not a VSO office. Your VSO's number is listed above.
The ACS estimates about 15,100, give or take 1,040 civilian veterans in Howard County.
By ACS estimates, Howard County has the 9th largest veteran population among Maryland's 24 counties and equivalents.
Share of civilian veterans, ACS 2020-2024
Measure
Howard County
Maryland
United States
Share with a service-connected rating
32 percent
above the Maryland share; above the national share.
29 percent
30 percent
Share rated 70 percent or higher
13 percent
below the Maryland share; the same rounded estimate as the national share.
14 percent
13 percent
Howard County has about 3,120, give or take 336 veterans 75 and older, making up 21 percent of its veterans compared with 23 percent in Maryland.
Veterans under 35 in Howard County number about 1,360, give or take 369; their 9 percent share is above Maryland's 8 percent.
Howard County has about 2,340, give or take 471 women veterans; both the county and Maryland round to a 15 percent share.
Income, work and education in Howard County
Census ACS 2020-2024 estimates and 90% margins of error
Measure
Howard County
Maryland
United States
Veteran median income, age 18 and over with income
$109,328 ± $4,802
$75,911 ± $1,212
$54,224 ± $147
Nonveteran median income, age 18 and over with income
$70,423 ± $1,963
$50,821 ± $281
$41,154 ± $99
Veterans below poverty level, age 18 and over
3.1% ± 1.1 points
5.9% ± 0.4 points
7.4% ± 0.1 points
Veterans with a disability, age 18 and over
21.7% ± 2.9 points
24.3% ± 0.6 points
30.7% ± 0.1 points
Employed share of veterans, ages 18 to 64
85.0% ± 3.5 points
81.2% ± 0.8 points
73.9% ± 0.2 points
Unemployed share of veterans in the labor force, ages 18 to 64
2.6% ± 2.1 points; small survey sample; treat as rough
Not compared
Not compared
Veterans with high school or more, age 25 and over
97.8% ± 1.5 points
96.0% ± 0.3 points
95.5% ± 0.1 points
Veterans with a bachelor’s degree or more, age 25 and over
60.7% ± 3.9 points
42.2% ± 0.7 points
31.8% ± 0.2 points
Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.
VA projects fewer veterans here in 2035: about 13,000 on September 30, 2035, compared with 16,000 on September 30, 2026. VetPop2023 projections are rounded to the nearest 1,000 as VA directs. Projection source and method.
VA disability compensation in Howard County
VA reports 5,521 veterans in Howard County receiving disability compensation in FY2025.
VA recipients by service-connected rating, FY2025
Rating group
Recipients
0 to 20 percent
889
30 to 40 percent
644
50 to 60 percent
692
70 to 90 percent
1,560
100 percent
1,736
FY2019: 3,981 recipients. Change to FY2025: +1,540.
In 2025, lenders reported 482 VA-backed home loans out of 6,672 home loans made in Howard County (7.2% VA), under the federal Home Mortgage Disclosure Act (HMDA).
The second-nearest Vet Center to Howard County is Baltimore Vet Center (opens in a new tab) in Baltimore, MD, about 14 miles in a straight line from the county center.
The state registry lists Baltimore RO (station 313); county claims jurisdiction is unconfirmed.
Columbia (unincorporated community): about 104,338 residents
Ellicott City (unincorporated community): about 75,257 residents
Ilchester (unincorporated community): about 28,364 residents
Elkridge (unincorporated community): about 26,283 residents
North Laurel (unincorporated community): about 25,563 residents
More places (5)
Scaggsville (unincorporated community): about 10,564 residents
Savage (unincorporated community): about 8,239 residents
Fulton (unincorporated community): about 5,677 residents
Highland (unincorporated community): about 972 residents
Lisbon (unincorporated community): about 126 residents (small survey sample; treat as rough)
Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.
ACS 2020-2024; VA FY2025; geography/locations/benefits 2026; adjacency 2024. Distances: straight line from county center. The summary paragraph was drafted by AI from the facts on this page and checked automatically against them. Full method.
VA-accredited attorneys and claims agents near Howard County
Distances are straight-line estimates between county internal points. Representatives may serve clients outside their local area.
Claim Raven is not a law firm and does not give legal advice. We do not recommend or endorse any attorney or claims agent. Listings come from VA's public accreditation records. Paid placements are advertising. Check an attorney's accreditation on VA's accreditation search (opens in a new tab) before you hire them.
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