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Howard County, MD Veterans Service Office (VSO): phone and address

Find veterans benefits offices and service contacts for Howard County, Maryland.

Howard County has about 15,100 veterans, give or take 1,040, and ranks 9th among Maryland’s 24 counties and equivalents by ACS estimates. The largest service era is post-9/11 only, with about 3,450 veterans, give or take 501; PACT Act exposure questions depend on where and when you served. For free claims help, contact DVMF - Howard County Multi-Service Center in Laurel, listed for claims, and confirm availability before traveling. An accredited VSO representative can help with claims at no cost. Maryland DVMF can also help you find a benefits specialist and arrange an appointment. These are referral contacts, not all accredited claims representatives. The nearest listed facilities include Fort Meade VA Clinic, 15 miles away, and Baltimore VA Medical Center, 16 miles away. Distances are straight-line measurements from the county center, not driving distances.

Offices for Howard County

Other offices serving Howard County

For statewide phone and remote help, see the Maryland directory.

Getting help in Howard County

Compare the listed local offices and county programs. Their locations or county program names do not establish exclusive service territories. Confirm the provider, appointment and meeting location before traveling.

Maryland benefits offices (opens in a new tab)

Office closed right now?

Call the Claim Raven 24-hour VSO prep line to get your records ready before your appointment. Claim Raven is not a VSO office. Your VSO's number is listed above.

Call (833) 387-1649

Veterans in Howard County

The ACS estimates about 15,100, give or take 1,040 civilian veterans in Howard County.

By ACS estimates, Howard County has the 9th largest veteran population among Maryland's 24 counties and equivalents.

Share of civilian veterans, ACS 2020-2024
MeasureHoward CountyMarylandUnited States
Share with a service-connected rating32 percent

above the Maryland share; above the national share.

29 percent30 percent
Share rated 70 percent or higher13 percent

below the Maryland share; the same rounded estimate as the national share.

14 percent13 percent

Howard County has about 3,120, give or take 336 veterans 75 and older, making up 21 percent of its veterans compared with 23 percent in Maryland.

Veterans under 35 in Howard County number about 1,360, give or take 369; their 9 percent share is above Maryland's 8 percent.

Howard County has about 2,340, give or take 471 women veterans; both the county and Maryland round to a 15 percent share.

Income, work and education in Howard County

Census ACS 2020-2024 estimates and 90% margins of error
MeasureHoward CountyMarylandUnited States
Veteran median income, age 18 and over with income$109,328 ± $4,802$75,911 ± $1,212$54,224 ± $147
Nonveteran median income, age 18 and over with income$70,423 ± $1,963$50,821 ± $281$41,154 ± $99
Veterans below poverty level, age 18 and over3.1% ± 1.1 points5.9% ± 0.4 points7.4% ± 0.1 points
Veterans with a disability, age 18 and over21.7% ± 2.9 points24.3% ± 0.6 points30.7% ± 0.1 points
Employed share of veterans, ages 18 to 6485.0% ± 3.5 points81.2% ± 0.8 points73.9% ± 0.2 points
Unemployed share of veterans in the labor force, ages 18 to 642.6% ± 2.1 points; small survey sample; treat as roughNot comparedNot compared
Veterans with high school or more, age 25 and over97.8% ± 1.5 points96.0% ± 0.3 points95.5% ± 0.1 points
Veterans with a bachelor’s degree or more, age 25 and over60.7% ± 3.9 points42.2% ± 0.7 points31.8% ± 0.2 points

Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.

VA projects fewer veterans here in 2035: about 13,000 on September 30, 2035, compared with 16,000 on September 30, 2026. VetPop2023 projections are rounded to the nearest 1,000 as VA directs. Projection source and method.

VA disability compensation in Howard County

VA reports 5,521 veterans in Howard County receiving disability compensation in FY2025.

VA recipients by service-connected rating, FY2025
Rating groupRecipients
0 to 20 percent889
30 to 40 percent644
50 to 60 percent692
70 to 90 percent1,560
100 percent1,736

FY2019: 3,981 recipients. Change to FY2025: +1,540.

VA does not publish some small counts. Those show as “Not published.” VA county compensation data (opens in a new tab).

VA home loans in Howard County

In 2025, lenders reported 482 VA-backed home loans out of 6,672 home loans made in Howard County (7.2% VA), under the federal Home Mortgage Disclosure Act (HMDA).

Average VA loan amount reported: about $626,000.

The 2026 FHFA one-unit county loan limit here is $832,750. This limit matters for a VA loan only when part of your entitlement is still tied to another VA loan. VA explains remaining entitlement and loan limits (opens in a new tab).

HMDA 2025 and FHFA 2026 sources.

When they served

The largest reported service groups are post-9/11 only (about 3,450, give or take 501) and Vietnam era only (about 3,360, give or take 378).

For questions about post-9/11 exposure rules, read the PACT Act guide; eligibility depends on your service and condition.

VA money in Howard County

VA reported about $194.3 million in compensation and pension spending and about $55.5 million in medical care spending in Howard County for FY2025.

Nearest VA locations

Call to confirm hours before you go.

The second-nearest medical center to Howard County is Loch Raven VA Medical Center (opens in a new tab) in Baltimore, MD, about 18 miles in a straight line from the county center.

The second-nearest Vet Center to Howard County is Baltimore Vet Center (opens in a new tab) in Baltimore, MD, about 14 miles in a straight line from the county center.

The state registry lists Baltimore RO (station 313); county claims jurisdiction is unconfirmed.

Veterans cemeteries and State Veterans Homes

Nearest open VA national cemetery

National Memorial Cemetery at Quantico (opens in a new tab)
18424 Joplin Road Triangle, VA 22172
703-221-2183

About 53.7 miles in a straight line from the county center. Burial space: open.

Closer VA national cemetery for cremated remains only

Baltimore National Cemetery (opens in a new tab)
5501 Frederick Avenue Baltimore, MD 21228
410-644-9696

About 11.7 miles in a straight line from the county center. Burial space: cremation only.

Nearest VA-funded state or tribal veterans cemetery

Garrison Forest Veterans Cemetery (opens in a new tab)
11501 Garrison Forest Rd Owings Mills, MD 21117
410-363-6090

About 15.5 miles in a straight line from the county center. Burial space: open.

State veterans cemeteries set their own eligibility rules.

National Cemetery Administration lists checked October 2, 2026. Cemetery coverage and distance method.

Cleanup and former military sites in Howard County

No sites from these two federal datasets were mapped to Howard County.

For VA’s service-location rules, see the presumptive conditions list. A location listing does not establish personal exposure or eligibility.

Veterans experiencing homelessness

On one night in January 2024, Howard County CoC counted 5 veterans experiencing homelessness (2 sheltered, 3 unsheltered).

MD-504 is the HUD Continuum of Care (CoC) selected by this county's geographic center (polygon centroid).

The HUD workbook reports 9 veterans for the 2019 comparison.

This is a one-night count for the whole CoC area, not a county or annual total. CoC mapping method.

If you need housing help, call the National Call Center for Homeless Veterans at 877-424-3838. You can call any time, day or night.

Your nearest VA medical center by straight-line distance is Baltimore VA Medical Center (opens in a new tab), 410-605-7000. Ask for the homeless coordinator.

Housing prevention and rehousing help serving Howard County

VA's FY2026 Supportive Services for Veteran Families (SSVF) intake list names these providers. About VA SSVF (opens in a new tab).

VA homeless programs (opens in a new tab)

Veterans treatment courts in Howard County

The National Treatment Court Resource Center lists 1 veterans treatment court in Howard County as of December 31, 2025.

These courts connect participating veterans involved in the justice system with treatment and support. Each court sets its own eligibility rules. National Treatment Court Resource Center maps (opens in a new tab).

Cities and towns in Howard County

  • Columbia (unincorporated community): about 104,338 residents
  • Ellicott City (unincorporated community): about 75,257 residents
  • Ilchester (unincorporated community): about 28,364 residents
  • Elkridge (unincorporated community): about 26,283 residents
  • North Laurel (unincorporated community): about 25,563 residents
More places (5)
  • Scaggsville (unincorporated community): about 10,564 residents
  • Savage (unincorporated community): about 8,239 residents
  • Fulton (unincorporated community): about 5,677 residents
  • Highland (unincorporated community): about 972 residents
  • Lisbon (unincorporated community): about 126 residents (small survey sample; treat as rough)

Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.

Free tools and help

For the Veterans Crisis Line, dial 988 then press 1. VA crisis support (opens in a new tab)

Maryland benefits

Veterans rated 100 percent permanent and total may receive a property tax exemption on their home and surrounding yard.

Maryland offers Conroy scholarships to eligible children and stepchildren of veterans with a 100 percent permanent service-connected disability.

See every Maryland benefit by rating

Get ready for your appointment

  • Your DD-214 or other discharge papers
  • Any VA decision letters you have received
  • Medical records you want to discuss

Full appointment checklist

Starting a new claim? Ask about an intent to file

Ask the office about VA Form 21-0966 to preserve a potential benefits start date while gathering evidence. Check your intent to file deadline.

Search or filter Maryland listings

Nearby counties

Sources and method

ACS 2020-2024; VA FY2025; geography/locations/benefits 2026; adjacency 2024. Distances: straight line from county center. The summary paragraph was drafted by AI from the facts on this page and checked automatically against them. Full method.

VA-accredited attorneys and claims agents near Howard County

Distances are straight-line estimates between county internal points. Representatives may serve clients outside their local area.

Lindsay Moss

Attorney · Columbia · MD · In your county

VA-accredited since 2014 · checked

VA accreditation number 33108

5.0 · 3 reviews · Firm rating

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Your request goes straight to Lindsay Moss's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

Stephen Elville

Attorney · Columbia · MD · In your county

VA-accredited since 2012 · checked

VA accreditation number 25458

4.8 · 63 reviews · Firm rating

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Your state: Maryland

Esthus Amos

Attorney · Columbia · MD · In your county

VA-accredited since 2022 · checked

VA accreditation number 51737

4.7 · 46 reviews · Firm rating

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Your state: Maryland

Kate Swedlow

Attorney · Elkridge · MD · In your county

VA-accredited since 2020 · checked

VA accreditation number 49508

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Your request goes straight to Kate Swedlow's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

Maria Van Buren

Attorney · Columbia · MD · In your county

VA-accredited since 2026 · checked

VA accreditation number 60650

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Your request goes straight to Maria Van Buren's email on file with VA. It's free, and they reply to you directly.

Your state: Maryland

VA-accredited attorneys in Maryland

Claim Raven is not a law firm and does not give legal advice. We do not recommend or endorse any attorney or claims agent. Listings come from VA's public accreditation records. Paid placements are advertising. Check an attorney's accreditation on VA's accreditation search (opens in a new tab) before you hire them.

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