Find veterans benefits contacts for Saginaw County, Michigan.
Saginaw County Veterans Services
County veterans service contact for benefits and claims questions. Confirm representation and appointments directly.
Hours are not confirmed. Contact the provider before planning a visit.
For statewide phone and remote help, see the Michigan directory.
Saginaw County Veterans Services appears in this guide. Call the provider to confirm the type of claims help, current appointment and meeting location.
Call the Claim Raven 24-hour VSO prep line to get your records ready before your appointment. Claim Raven is not a VSO office. Your VSO's number is listed above.
Call (833) 387-1649The ACS estimates about 9,770, give or take 628 civilian veterans in Saginaw County.
By ACS estimates, Saginaw County has the 12th largest veteran population among Michigan's 83 counties and equivalents.
| Measure | Saginaw County | Michigan | United States |
|---|---|---|---|
| Share with a service-connected rating | 28 percent above the Michigan share; below the national share. | 24 percent | 30 percent |
| Share rated 70 percent or higher | 10 percent the same rounded estimate as the Michigan share; below the national share. | 10 percent | 13 percent |
Veterans 75 and older in Saginaw County number about 2,940, give or take 248; their 30 percent share is above Michigan's 29 percent.
Saginaw County has about 538, give or take 191 veterans under 35; both the county and Michigan round to a 6 percent share.
Women veterans in Saginaw County number about 837, give or take 168; their 9 percent share is above Michigan's 8 percent.
| Measure | Saginaw County | Michigan | United States |
|---|---|---|---|
| Veteran median income, age 18 and over with income | $44,698 ± $1,775 | $48,453 ± $466 | $54,224 ± $147 |
| Nonveteran median income, age 18 and over with income | $34,062 ± $859 | $38,782 ± $167 | $41,154 ± $99 |
| Veterans below poverty level, age 18 and over | 9.9% ± 2.4 points | 7.9% ± 0.3 points | 7.4% ± 0.1 points |
| Veterans with a disability, age 18 and over | 36.4% ± 3.8 points | 31.8% ± 0.5 points | 30.7% ± 0.1 points |
| Employed share of veterans, ages 18 to 64 | 66.3% ± 5.5 points | 70.9% ± 0.8 points | 73.9% ± 0.2 points |
| Unemployed share of veterans in the labor force, ages 18 to 64 | 2.4% ± 1.7 points; small survey sample; treat as rough | Not compared | Not compared |
| Veterans with high school or more, age 25 and over | 92.8% ± 1.8 points | 95.1% ± 0.2 points | 95.5% ± 0.1 points |
| Veterans with a bachelor’s degree or more, age 25 and over | 17.7% ± 3.7 points | 24.1% ± 0.6 points | 31.8% ± 0.2 points |
Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.
VA projects fewer veterans here in 2035: about 7,000 on September 30, 2035, compared with 10,000 on September 30, 2026. VetPop2023 projections are rounded to the nearest 1,000 as VA directs. Projection source and method.
VA reports 3,432 veterans in Saginaw County receiving disability compensation in FY2025.
| Rating group | Recipients |
|---|---|
| 0 to 20 percent | 796 |
| 30 to 40 percent | 404 |
| 50 to 60 percent | 390 |
| 70 to 90 percent | 1,042 |
| 100 percent | 800 |
FY2019: 2,614 recipients. Change to FY2025: +818.
VA does not publish some small counts. Those show as “Not published.” VA county compensation data (opens in a new tab).
In 2025, lenders reported 246 VA-backed home loans out of 3,495 home loans made in Saginaw County (7.0% VA), under the federal Home Mortgage Disclosure Act (HMDA).
Average VA loan amount reported: about $231,000.
The 2026 FHFA one-unit county loan limit here is $832,750. This limit matters for a VA loan only when part of your entitlement is still tied to another VA loan. VA explains remaining entitlement and loan limits (opens in a new tab).
The largest reported service groups are Vietnam era only (about 3,810, give or take 463) and between the Vietnam and Gulf War eras (about 1,420, give or take 219).
For questions about Vietnam-era exposure rules, read the Agent Orange presumptive conditions list; eligibility depends on your service and condition.
VA reported about $88.2 million in compensation and pension spending and about $106.1 million in medical care spending in Saginaw County for FY2025.
Aleda E. Lutz Department of Veterans Affairs Medical Center (opens in a new tab)
1500 Weiss Street, Saginaw, MI 48602-5251
New-patient wait for primary care: 1 days (VA, as of October 1, 2026).
about 9 miles in a straight line from the county center.
Flint VA Clinic (opens in a new tab)
2360 South Linden Road, Flint, MI 48532-5483
New-patient wait for primary care: 14 days (VA, as of October 1, 2026).
about 27 miles in a straight line from the county center.
Great Lakes Bay Vet Center (opens in a new tab)
6387 Westside Saginaw Road, Bay City, MI 48706
about 17 miles in a straight line from the county center.
Detroit VA Regional Benefit Office (opens in a new tab)
477 Michigan Avenue, Patrick V. McNamara Federal Building, 12th Floor, Detroit, MI 48226
about 86 miles in a straight line from the county center.
Call to confirm hours before you go.
The second-nearest medical center to Saginaw County is Lieutenant Colonel Charles S. Kettles VA Medical Center (opens in a new tab) in Ann Arbor, MI, about 74 miles in a straight line from the county center.
The second-nearest Vet Center to Saginaw County is Pontiac Vet Center (opens in a new tab) in Pontiac, MI, about 63 miles in a straight line from the county center.
The state registry lists Detroit RO (station 329); county claims jurisdiction is unconfirmed.
Great Lakes National Cemetery (opens in a new tab)
4200 Belford Road Holly, MI 48442
248-328-0386
About 39.1 miles in a straight line from the county center. Burial space: open.
Ohio Veterans Home Cemetery (opens in a new tab)
3416 Columbus Ave Sandusky, OH 44870
419-625-2454
About 149.2 miles in a straight line from the county center. Burial space: open.
This cemetery is in another state. State veterans cemeteries set their own eligibility rules, which can include residency in that state.
National Cemetery Administration lists checked October 2, 2026. Cemetery coverage and distance method.
Military branch is not listed in the USACE FY2024 property data.
These lists use site points within county boundaries. A site may extend into another county.
For VA’s service-location rules, see the presumptive conditions list. A location listing does not establish personal exposure or eligibility.
On one night in January 2024, Saginaw City & County CoC counted 18 veterans experiencing homelessness (15 sheltered, 3 unsheltered).
MI-510 is the HUD Continuum of Care (CoC) selected by this county's geographic center (polygon centroid).
The HUD workbook reports 16 veterans for the 2019 comparison.
This is a one-night count for the whole CoC area, not a county or annual total. CoC mapping method.
If you need housing help, call the National Call Center for Homeless Veterans at 877-424-3838. You can call any time, day or night.
Your nearest VA medical center by straight-line distance is Aleda E. Lutz Department of Veterans Affairs Medical Center (opens in a new tab), 989-497-2500. Ask for the homeless coordinator.
VA's FY2026 Supportive Services for Veteran Families (SSVF) intake list names these providers. About VA SSVF (opens in a new tab).
The National Treatment Court Resource Center lists 1 veterans treatment court in Saginaw County as of December 31, 2025.
These courts connect participating veterans involved in the justice system with treatment and support. Each court sets its own eligibility rules. National Treatment Court Resource Center maps (opens in a new tab).
Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.
For the Veterans Crisis Line, dial 988 then press 1. VA crisis support (opens in a new tab)
Eligible Michigan veterans receiving benefits at the 100 percent permanent and total rate can request a property tax exemption.
Eligible children of veterans receiving benefits at the permanent and total rate may receive Michigan undergraduate tuition assistance.
Ask the office about VA Form 21-0966 to preserve a potential benefits start date while gathering evidence. Check your intent to file deadline.
ACS 2020-2024; VA FY2025; geography/locations/benefits 2026; adjacency 2024. Distances: straight line from county center. Full method.
Distances are straight-line estimates between county internal points. Representatives may serve clients outside their local area.
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