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St. Charles County, MO Veterans Service Office (VSO)

Find veterans benefits and claims contacts for St. Charles in Missouri.

If you live in St. Charles County, free claims help is available from an accredited VSO representative through the St. Charles MVC service office; call first to confirm the current service officer and appointment location. The VFW Missouri department contact and Missouri official service directory are referral contacts, not confirmed visit locations; ask the VFW contact to connect you with an accredited service officer, or use the state directory to find a current claims representative. The county has the 3rd largest veteran population among Missouri's 115 counties and equivalents. Vietnam era only is the largest service era, with about 7,340 veterans, give or take 527; Agent Orange exposure questions depend on where and when you served. The St. Charles County VA Clinic is 8 miles away, measured in a straight line from the county center. For full benefit terms, check the linked state page.

Offices for St. Charles County

St. Charles MVC service office

Missouri Veterans Commission

Type of help
Claims assistance
Location
St. Charles

Veterans benefits and claims assistance. Contact the provider to confirm how to get help.

Area served: St. Charles County. Physical office: St. Charles, St. Charles County.

201 North 2nd St., St. Charles, MO 63301

Mon-Thur: 8:00am - 4:00pm

For statewide phone and remote help, see the Missouri directory.

Getting help in St. Charles County

The MVC service-area map links this county to the listed office. Call to confirm the current service officer and appointment location.

Official state directory (opens in a new tab)

Office closed right now?

Call the Claim Raven 24-hour VSO prep line to get your records ready before your appointment. Claim Raven is not a VSO office. Your VSO's number is listed above.

Call (833) 387-1649

Veterans in St. Charles County

The ACS estimates about 21,200, give or take 869 civilian veterans in St. Charles County.

By ACS estimates, St. Charles County has the 3rd largest veteran population among Missouri's 115 counties and equivalents.

Share of civilian veterans, ACS 2020-2024
MeasureSt. Charles CountyMissouriUnited States
Share with a service-connected rating25 percent

below the Missouri share; below the national share.

28 percent30 percent
Share rated 70 percent or higher9 percent

below the Missouri share; below the national share.

12 percent13 percent

Veterans 75 and older in St. Charles County number about 5,990, give or take 353; their 28 percent share is above Missouri's 26 percent.

St. Charles County has about 1,300, give or take 267 veterans under 35, making up 6 percent of its veterans compared with 8 percent in Missouri.

St. Charles County has about 1,560, give or take 337 women veterans, making up 7 percent of its veterans compared with 9 percent in Missouri.

Income, work and education in St. Charles County

Census ACS 2020-2024 estimates and 90% margins of error
MeasureSt. Charles CountyMissouriUnited States
Veteran median income, age 18 and over with income$62,817 ± $2,319$47,561 ± $648$54,224 ± $147
Nonveteran median income, age 18 and over with income$51,966 ± $720$38,684 ± $208$41,154 ± $99
Veterans below poverty level, age 18 and over4.8% ± 1.5 points7.6% ± 0.3 points7.4% ± 0.1 points
Veterans with a disability, age 18 and over27.5% ± 2.1 points33.2% ± 0.6 points30.7% ± 0.1 points
Employed share of veterans, ages 18 to 6485.9% ± 2.4 points73.4% ± 0.9 points73.9% ± 0.2 points
Unemployed share of veterans in the labor force, ages 18 to 642.0% ± 1.0 points; small survey sample; treat as roughNot comparedNot compared
Veterans with high school or more, age 25 and over96.4% ± 1.0 points94.9% ± 0.3 points95.5% ± 0.1 points
Veterans with a bachelor’s degree or more, age 25 and over34.0% ± 3.1 points26.5% ± 0.7 points31.8% ± 0.2 points

Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.

VA projects fewer veterans here in 2035: about 20,000 on September 30, 2035, compared with 22,000 on September 30, 2026. VetPop2023 projections are rounded to the nearest 1,000 as VA directs. Projection source and method.

VA disability compensation in St. Charles County

VA reports 6,818 veterans in St. Charles County receiving disability compensation in FY2025.

VA recipients by service-connected rating, FY2025
Rating groupRecipients
0 to 20 percent1,452
30 to 40 percent821
50 to 60 percent875
70 to 90 percent1,986
100 percent1,684

FY2019: 4,521 recipients. Change to FY2025: +2,297.

VA does not publish some small counts. Those show as “Not published.” VA county compensation data (opens in a new tab).

VA home loans in St. Charles County

In 2025, lenders reported 778 VA-backed home loans out of 11,892 home loans made in St. Charles County (6.5% VA), under the federal Home Mortgage Disclosure Act (HMDA).

Average VA loan amount reported: about $382,000.

The 2026 FHFA one-unit county loan limit here is $832,750. This limit matters for a VA loan only when part of your entitlement is still tied to another VA loan. VA explains remaining entitlement and loan limits (opens in a new tab).

HMDA 2025 and FHFA 2026 sources.

When they served

The largest reported service groups are Vietnam era only (about 7,340, give or take 527) and between the Vietnam and Gulf War eras (about 3,330, give or take 520).

For questions about Vietnam-era exposure rules, read the Agent Orange presumptive conditions list; eligibility depends on your service and condition.

VA money in St. Charles County

VA reported about $185.0 million in compensation and pension spending and about $92.6 million in medical care spending in St. Charles County for FY2025.

Nearest VA locations

Call to confirm hours before you go.

The second-nearest medical center to St. Charles County is St. Louis VA Medical Center-Jefferson Barracks (opens in a new tab) in St. Louis, MO, about 28 miles in a straight line from the county center.

Outside Missouri, in Swansea, IL, Metro East Vet Center (opens in a new tab) is St. Charles County's second-nearest Vet Center, about 40 miles in a straight line from the county center.

The state registry lists St. Louis RO (station 331); county claims jurisdiction is unconfirmed.

Veterans cemeteries and State Veterans Homes

Nearest open VA national cemetery

Jefferson Barracks National Cemetery (opens in a new tab)
2900 Sheridan Road St. Louis, MO 63125
314-845-8320

About 28.4 miles in a straight line from the county center. Burial space: open.

Nearest VA-funded state or tribal veterans cemetery

Missouri State Veterans Cemetery - Fort Leonard Wood (opens in a new tab)
25350 Hwy H Waynesville, MO 65583
573-774-3496

About 107.6 miles in a straight line from the county center. Burial space: open.

State veterans cemeteries set their own eligibility rules.

National Cemetery Administration lists checked October 2, 2026. Cemetery coverage and distance method.

Cleanup and former military sites in St. Charles County

EPA Superfund National Priorities List

Formerly Used Defense Sites

Military branch is not listed in the USACE FY2024 property data.

These lists use site points within county boundaries. A site may extend into another county.

For VA’s service-location rules, see the presumptive conditions list. A location listing does not establish personal exposure or eligibility.

Veterans experiencing homelessness

On one night in January 2024, St. Charles City & County, Lincoln, Warren Counties CoC counted 18 veterans experiencing homelessness (14 sheltered, 4 unsheltered).

MO-503 is the HUD Continuum of Care (CoC) selected by this county's geographic center (polygon centroid).

The HUD workbook reports 11 veterans for the 2019 comparison.

This is a one-night count for the whole CoC area, not a county or annual total. CoC mapping method.

If you need housing help, call the National Call Center for Homeless Veterans at 877-424-3838. You can call any time, day or night.

Your nearest VA medical center by straight-line distance is John J. Cochran Veterans Hospital (opens in a new tab), 314-652-4100. Ask for the homeless coordinator.

Housing prevention and rehousing help serving St. Charles County

VA's FY2026 Supportive Services for Veteran Families (SSVF) intake list names these providers. About VA SSVF (opens in a new tab).

VA homeless programs (opens in a new tab)

Veterans treatment courts in St. Charles County

The National Treatment Court Resource Center lists 1 veterans treatment court in St. Charles County as of December 31, 2025.

These courts connect participating veterans involved in the justice system with treatment and support. Each court sets its own eligibility rules. National Treatment Court Resource Center maps (opens in a new tab).

Cities and towns in St. Charles County

  • O'Fallon (city): about 93,801 residents
  • St. Charles (city): about 71,508 residents
  • St. Peters (city): about 59,092 residents
  • Wentzville (city): about 47,061 residents
  • Lake St. Louis (city): about 18,066 residents
More places (13)
  • Dardenne Prairie (city): about 13,503 residents
  • Cottleville (city): about 5,937 residents
  • Weldon Spring (city): about 5,310 residents
  • St. Paul (city): about 3,456 residents
  • Foristell (city): about 1,096 residents
  • Josephville (village): about 664 residents
  • Flint Hill (city): about 583 residents
  • West Alton (city): about 467 residents
  • New Melle (city): about 452 residents
  • Portage Des Sioux (city): about 340 residents
  • Augusta (town): about 285 residents
  • Weldon Spring Heights (town): about 121 residents (small survey sample; treat as rough)
  • Defiance (unincorporated community): about 63 residents (small survey sample; treat as rough)

Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.

Free tools and help

For the Veterans Crisis Line, dial 988 then press 1. VA crisis support (opens in a new tab)

Missouri benefits

Qualifying Missouri veterans with a 100 percent service-connected disability can receive a property tax credit for real estate taxes or rent.

Missouri offers survivor grants to eligible children and spouses of veterans rated at least 80 percent for qualifying combat injuries since September 11, 2001.

See every Missouri benefit by rating

Get ready for your appointment

  • Your DD-214 or other discharge papers
  • Any VA decision letters you have received
  • Medical records you want to discuss

Full appointment checklist

Starting a new claim? Ask about an intent to file

Ask the office about VA Form 21-0966 to preserve a potential benefits start date while gathering evidence. Check your intent to file deadline.

Search or filter Missouri listings

Nearby counties

Sources and method

ACS 2020-2024; VA FY2025; geography/locations/benefits 2026; adjacency 2024. Distances: straight line from county center. The summary paragraph was drafted by AI from the facts on this page and checked automatically against them. Full method.

VA-accredited attorneys and claims agents near St. Charles County

Distances are straight-line estimates between county internal points. Representatives may serve clients outside their local area.

Kyle Laramie

Claims agent · Lake St. Louis · MO · In your county

VA-accredited since 2012 · checked

VA accreditation number 23795

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Your request goes straight to Kyle Laramie's email on file with VA. It's free, and they reply to you directly.

Your state: Missouri

Carl Jewett

Claims agent · O Fallon · MO · In your county

VA-accredited since 2012 · checked

VA accreditation number 23608

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Your request goes straight to Carl Jewett's email on file with VA. It's free, and they reply to you directly.

Your state: Missouri

Jared Armistead

Claims agent · St. Peters · MO · In your county

VA-accredited since 2025 · checked

VA accreditation number 59434

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Your state: Missouri

Amy Fennell

Attorney · St. Charles · MO · In your county

VA-accredited since 2023 · checked

VA accreditation number 54594

5.0 · 16 reviews · Firm rating

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Your state: Missouri

Jack Adams

Attorney · St. Peters · MO · In your county

VA-accredited since 2026 · checked

VA accreditation number 62220

4.2 · 130 reviews · Firm rating

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Your request goes straight to Jack Adams's email on file with VA. It's free, and they reply to you directly.

Your state: Missouri

VA-accredited attorneys in Missouri

Claim Raven is not a law firm and does not give legal advice. We do not recommend or endorse any attorney or claims agent. Listings come from VA's public accreditation records. Paid placements are advertising. Check an attorney's accreditation on VA's accreditation search (opens in a new tab) before you hire them.

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