Find veterans benefits and claims contacts for Cotton in Oklahoma.
Oklahoma Department of Veterans Affairs
Veterans benefits and claims assistance. Contact the provider to confirm how to get help.
Area served: Beckham County, Caddo County, Comanche County, Cotton County, Grady County, Greer County, Harmon County, Jackson County, Jefferson County, Kiowa County, McClain County, Stephens County, Tillman County, Washita County.
Hours are not confirmed. Call before visiting.
The county page identifies the listed ODVA team. Call to arrange assistance; the team listing does not establish a physical office in this county.
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Call (833) 387-1649The ACS estimates about 423, give or take 95 civilian veterans in Cotton County.
Among Oklahoma's 77 counties and equivalents, Cotton County ranks 63rd by its estimated number of veterans.
| Measure | Cotton County | Oklahoma | United States |
|---|---|---|---|
| Share with a service-connected rating | 52 percent above the Oklahoma share; above the national share. | 40 percent | 30 percent |
| Share rated 70 percent or higher | 28 percent; a small survey sample; treat as rough | Not compared | Not compared |
Cotton County has about 71, give or take 30 veterans 75 and older, making up 17 percent of its veterans compared with 24 percent in Oklahoma.
Veterans under 35 account for 5 percent; a small survey sample; treat as rough in Cotton County; the survey figures do not support a state comparison.
Women veterans account for 19 percent; a small survey sample; treat as rough in Cotton County; the survey figures do not support a state comparison.
| Measure | Cotton County | Oklahoma | United States |
|---|---|---|---|
| Veteran median income, age 18 and over with income | $44,759 ± $8,115 | $52,753 ± $696 | $54,224 ± $147 |
| Nonveteran median income, age 18 and over with income | $30,853 ± $2,797 | $35,479 ± $183 | $41,154 ± $99 |
| Veterans below poverty level, age 18 and over | 5.8% ± 3.0 points; small survey sample; treat as rough | Not compared | Not compared |
| Veterans with a disability, age 18 and over | 41.4% ± 10.4 points | 38.4% ± 0.7 points | 30.7% ± 0.1 points |
| Employed share of veterans, ages 18 to 64 | 68.0% ± 12.4 points | 71.1% ± 1.0 points | 73.9% ± 0.2 points |
| Unemployed share of veterans in the labor force, ages 18 to 64 | 6.9% ± 12.3 points; small survey sample; treat as rough | Not compared | Not compared |
| Veterans with high school or more, age 25 and over | 95.5% ± 3.4 points | 95.1% ± 0.3 points | 95.5% ± 0.1 points |
| Veterans with a bachelor’s degree or more, age 25 and over | 21.0% ± 10.8 points; small survey sample; treat as rough | Not compared | Not compared |
Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.
VA projects fewer veterans here in 2035. VetPop2023 projections for small counties show direction only. Projection source and method.
VA reports 203 veterans in Cotton County receiving disability compensation in FY2025.
| Rating group | Recipients |
|---|---|
| 0 to 20 percent | 38 |
| 30 to 40 percent | 22 |
| 50 to 60 percent | 17 |
| 70 to 90 percent | 56 |
| 100 percent | 70 |
FY2019: 201 recipients. Change to FY2025: +2.
VA does not publish some small counts. Those show as “Not published.” VA county compensation data (opens in a new tab).
In 2025, lenders reported 13 VA-backed home loans out of 94 home loans made in Cotton County (13.8% VA), under the federal Home Mortgage Disclosure Act (HMDA).
Average VA loan amount reported: about $200,000.
The 2026 FHFA one-unit county loan limit here is $832,750. This limit matters for a VA loan only when part of your entitlement is still tied to another VA loan. VA explains remaining entitlement and loan limits (opens in a new tab).
The largest reported service groups are between the Vietnam and Gulf War eras (about 96, give or take 46) and Gulf War (1990s) only (about 93, give or take 45).
VA reported about $5.8 million in compensation and pension spending and about $4.0 million in medical care spending in Cotton County for FY2025.
Oklahoma City VA Medical Center (opens in a new tab)
921 Northeast 13th Street, Oklahoma City, OK 73104-5007
New-patient wait for mental health: 21 days (VA, as of October 1, 2026).
New-patient wait for primary care: 19 days (VA, as of October 1, 2026).
about 96 miles in a straight line from the county center.
Lawton VA Clinic (opens in a new tab)
4303 Pitman Street, Building 4303, Fort Sill, OK 73503-4473
New-patient wait for primary care: 29 days (VA, as of October 1, 2026).
about 25 miles in a straight line from the county center.
Lawton Mobile Vet Center (opens in a new tab)
1016 Southwest C Avenue, Suite B, Lawton, OK 73501
about 22 miles in a straight line from the county center.
Muskogee VA Regional Benefit Office (opens in a new tab)
125 South Main Street, Muskogee, OK 74401
about 198 miles in a straight line from the county center.
Call to confirm hours before you go.
Outside Oklahoma, in Bonham, TX, Sam Rayburn Memorial Veterans Center (opens in a new tab) is Cotton County's second-nearest medical center, about 136 miles in a straight line from the county center.
The second-nearest Vet Center to Cotton County is Lawton Vet Center (opens in a new tab) in Lawton, OK, about 22 miles in a straight line from the county center.
The state registry lists Muskogee RO (station 351); county claims jurisdiction is unconfirmed.
Fort Sill National Cemetery (opens in a new tab)
2648 NE Jake Dunn Road Elgin, OK 73538
580-492-3200
About 32.9 miles in a straight line from the county center. Burial space: open.
Seaman First Class Billy Turner Veterans Cemetery (opens in a new tab)
1555 Myall Rd Ardmore, OK 73401
580-490-6489
About 70.7 miles in a straight line from the county center. Burial space: open.
State veterans cemeteries set their own eligibility rules.
National Cemetery Administration lists checked October 2, 2026. Cemetery coverage and distance method.
No sites from these two federal datasets were mapped to Cotton County.
For VA’s service-location rules, see the presumptive conditions list. A location listing does not establish personal exposure or eligibility.
On one night in January 2024, Southwest Oklahoma Regional CoC counted 27 veterans experiencing homelessness (4 sheltered, 23 unsheltered).
OK-506 is the HUD Continuum of Care (CoC) selected by this county's geographic center (polygon centroid).
The HUD workbook reports 9 veterans for the 2019 comparison.
This is a one-night count for the whole CoC area, not a county or annual total. CoC mapping method.
If you need housing help, call the National Call Center for Homeless Veterans at 877-424-3838. You can call any time, day or night.
Your nearest VA medical center by straight-line distance is Oklahoma City VA Medical Center (opens in a new tab), 405-456-1000. Ask for the homeless coordinator.
VA's FY2026 Supportive Services for Veteran Families (SSVF) intake list names these providers. About VA SSVF (opens in a new tab).
Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.
For the Veterans Crisis Line, dial 988 then press 1. VA crisis support (opens in a new tab)
Qualifying honorably discharged Oklahoma veterans with a 100 percent permanent service-connected disability receive a full homestead exemption.
Oklahoma offers qualifying veterans rated 100 percent permanent and total a vehicle excise tax exemption, which is unavailable to surviving spouses.
Ask the office about VA Form 21-0966 to preserve a potential benefits start date while gathering evidence. Check your intent to file deadline.
ACS 2020-2024; VA FY2025; geography/locations/benefits 2026; adjacency 2024. Distances: straight line from county center. Full method.
Distances are straight-line estimates between county internal points. Representatives may serve clients outside their local area.
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