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Bandera County, TX Veterans Service Office (VSO): phone and address

Find veterans benefits contacts serving Bandera County, Texas. Compare the listed providers and contact an office directly.

Offices for Bandera County

For statewide phone and remote help, see the Texas directory.

Getting help in Bandera County

Bandera County Veterans Service Office: Appointment only; no walk-ins. Call or email the office. Confirm the service location, hours and appointment with the provider before traveling.

2025 VCSO Directory (opens in a new tab) · Bandera County service information (opens in a new tab)

Office closed right now?

Call the Claim Raven 24-hour VSO prep line to get your records ready before your appointment. Claim Raven is not a VSO office. Your VSO's number is listed above.

Call (833) 387-1649

Veterans in Bandera County

The ACS estimates about 2,430, give or take 304 civilian veterans in Bandera County.

By ACS estimates, Bandera County has the 76th largest veteran population among Texas's 254 counties.

Share of civilian veterans, ACS 2020-2024
MeasureBandera CountyTexasUnited States
Share with a service-connected rating37 percent

above the Texas share; above the national share.

36 percent30 percent
Share rated 70 percent or higher19 percent

the same rounded estimate as the Texas share; above the national share.

19 percent13 percent

Veterans 75 and older in Bandera County number about 700, give or take 150; their 29 percent share is above Texas's 20 percent.

Veterans under 35 account for 7 percent; a small survey sample; treat as rough in Bandera County; the survey figures do not support a state comparison.

Women veterans in Bandera County number about 317, give or take 142; their 13 percent share is above Texas's 12 percent.

Income, work and education in Bandera County

Census ACS 2020-2024 estimates and 90% margins of error
MeasureBandera CountyTexasUnited States
Veteran median income, age 18 and over with income$48,486 ± $5,661$58,337 ± $490$54,224 ± $147
Nonveteran median income, age 18 and over with income$36,420 ± $2,631$39,496 ± $171$41,154 ± $99
Veterans below poverty level, age 18 and over7.9% ± 4.4 points; small survey sample; treat as roughNot comparedNot compared
Veterans with a disability, age 18 and over47.4% ± 8.7 points31.1% ± 0.4 points30.7% ± 0.1 points
Employed share of veterans, ages 18 to 6467.7% ± 16.5 points75.0% ± 0.5 points73.9% ± 0.2 points
Unemployed share of veterans in the labor force, ages 18 to 640.0% ± 7.2 points; small survey sample; treat as roughNot comparedNot compared
Veterans with high school or more, age 25 and over98.2% ± 1.7 points95.7% ± 0.2 points95.5% ± 0.1 points
Veterans with a bachelor’s degree or more, age 25 and over31.0% ± 7.6 points34.4% ± 0.4 points31.8% ± 0.2 points

Income is in 2024 dollars. These figures describe civilians. Poverty and disability shares use veterans whose poverty status is determined. Census disability measures daily functioning, not a VA service-connected rating. Tables and method.

VA projects slightly fewer veterans here by 2035; both years round to about 2,000. VetPop2023 projections are rounded to the nearest 1,000 as VA directs. Projection source and method.

VA disability compensation in Bandera County

VA reports 1,411 veterans in Bandera County receiving disability compensation in FY2025.

VA recipients by service-connected rating, FY2025
Rating groupRecipients
0 to 20 percent238
30 to 40 percent124
50 to 60 percent168
70 to 90 percent399
100 percent482

FY2019: 823 recipients. Change to FY2025: +588.

VA does not publish some small counts. Those show as “Not published.” VA county compensation data (opens in a new tab).

VA home loans in Bandera County

In 2025, lenders reported 87 VA-backed home loans out of 449 home loans made in Bandera County (19.4% VA), under the federal Home Mortgage Disclosure Act (HMDA).

Average VA loan amount reported: about $439,000.

The 2026 FHFA one-unit county loan limit here is $832,750. This limit matters for a VA loan only when part of your entitlement is still tied to another VA loan. VA explains remaining entitlement and loan limits (opens in a new tab).

HMDA 2025 and FHFA 2026 sources.

When they served

The largest reported service groups are Vietnam era only (about 984, give or take 211) and Gulf War (1990s) only (about 396, give or take 187).

For questions about Vietnam-era exposure rules, read the Agent Orange guide; eligibility depends on your service and condition.

VA money in Bandera County

VA reported about $41.6 million in compensation and pension spending and about $29.1 million in medical care spending in Bandera County for FY2025.

Nearest VA locations

Call to confirm hours before you go.

The second-nearest medical center to Bandera County is Audie L. Murphy Memorial Veterans' Hospital (opens in a new tab) in San Antonio, TX, about 43 miles in a straight line from the county center.

The second-nearest Vet Center to Bandera County is San Antonio Northwest Mobile Vet Center (opens in a new tab) in San Antonio, TX, about 37 miles in a straight line from the county center.

The state registry lists Waco RO (station 349) and Houston RO (station 362); county claims jurisdiction is unconfirmed.

Veterans cemeteries and State Veterans Homes

Nearest open VA national cemetery

Fort Sam Houston National Cemetery (opens in a new tab)
1520 Harry Wurzbach Road San Antonio, TX 78209
210-820-3891

About 52.3 miles in a straight line from the county center. Burial space: open.

Closer VA national cemetery for cremated remains only

San Antonio National Cemetery (opens in a new tab)
517 Paso Hondo Street San Antonio, TX 78202
210-820-3891

About 52.1 miles in a straight line from the county center. Burial space: cremation only.

Nearest VA-funded state or tribal veterans cemetery

Central Texas State Veterans Cemetery in Killeen (opens in a new tab)
11463 S Hwy 195 Killeen, TX 76542
254-616-1770

About 124.7 miles in a straight line from the county center. Burial space: open.

State veterans cemeteries set their own eligibility rules.

National Cemetery Administration lists checked October 2, 2026. Cemetery coverage and distance method.

Cleanup and former military sites in Bandera County

No sites from these two federal datasets were mapped to Bandera County.

For VA’s service-location rules, see the presumptive conditions list. A location listing does not establish personal exposure or eligibility.

Veterans experiencing homelessness

On one night in January 2024, Texas Balance of State (BoS) CoC counted 568 veterans experiencing homelessness (229 sheltered, 339 unsheltered).

TX-607 is the HUD Continuum of Care (CoC) selected by this county's geographic center (polygon centroid). This Balance of State area covers communities outside separate local CoCs.

The HUD workbook reports 324 veterans for the 2019 comparison.

This is a one-night count for the whole CoC area, not a county or annual total. CoC mapping method.

If you need housing help, call the National Call Center for Homeless Veterans at 877-424-3838. You can call any time, day or night.

Your nearest VA medical center by straight-line distance is Kerrville VA Medical Center (opens in a new tab), 830-896-2020. Ask for the homeless coordinator.

Housing prevention and rehousing help serving Bandera County

VA's FY2026 Supportive Services for Veteran Families (SSVF) intake list names these providers. About VA SSVF (opens in a new tab).

VA homeless programs (opens in a new tab)

Cities and towns in Bandera County

  • Lakehills (unincorporated community): about 6,130 residents
  • Lake Medina Shores (unincorporated community): about 1,411 residents
  • Bandera (city): about 655 residents

Census incorporated places and census-designated places, sorted by ACS 2020-2024 population. Figures are ACS estimates for the whole place, not only the part inside this county. Places are assigned by their 2024 Census internal point and may cross county boundaries. Sources and mapping method.

Free tools and help

For the Veterans Crisis Line, dial 988 then press 1. VA crisis support (opens in a new tab)

Texas benefits

Qualifying Texas veterans rated 100 percent or paid at that rate through individual unemployability receive a full residence homestead property tax exemption.

Texas offers eligible spouses and dependents of veterans rated 100 percent permanent and total up to 150 credit hours of tuition exemption.

See every Texas benefit by rating

Get ready for your appointment

  • Your DD-214 or other discharge papers
  • Any VA decision letters you have received
  • Medical records you want to discuss

Full appointment checklist

Starting a new claim? Ask about an intent to file

Ask the office about VA Form 21-0966 to preserve a potential benefits start date while gathering evidence. Check your intent to file deadline.

Search or filter Texas listings

Nearby counties

Sources and method

ACS 2020-2024; VA FY2025; geography/locations/benefits 2026; adjacency 2024. Distances: straight line from county center. Full method.

VA-accredited attorneys and claims agents near Bandera County

Distances are straight-line estimates between county internal points. Representatives may serve clients outside their local area.

Marcus Romero

Claims agent · Pipe Creek · TX · In your county

VA-accredited since 2022 · checked

VA accreditation number 52794

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Your state: Texas

Alejandro Delgado

Claims agent · San Antonio · TX · About 48 miles away

VA-accredited since 2026 · checked

VA accreditation number 61484

4.7 · 62 reviews · Firm rating

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Your request goes straight to Alejandro Delgado's email on file with VA. It's free, and they reply to you directly.

Your state: Texas

Gregory Colton

Claims agent · Helotes · TX · About 48 miles away

VA-accredited since 2026 · checked

VA accreditation number 61406

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Your state: Texas

Marilyn Woods

Claims agent · San Antonio · TX · About 48 miles away

VA-accredited since 2025 · checked

VA accreditation number 59926

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Your state: Texas

Melinda Garcia

Claims agent · San Antonio · TX · About 48 miles away

VA-accredited since 2017 · checked

VA accreditation number 41375

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Your request goes straight to Melinda Garcia's email on file with VA. It's free, and they reply to you directly.

Your state: Texas

VA-accredited attorneys in Texas

Claim Raven is not a law firm and does not give legal advice. We do not recommend or endorse any attorney or claims agent. Listings come from VA's public accreditation records. Paid placements are advertising. Check an attorney's accreditation on VA's accreditation search (opens in a new tab) before you hire them.

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